Taxes & Finance

Buying Property in Spain as a Non-Resident

Buying Property in Spain as a Non-Resident

Yes, buying property in Spain as a non-resident is straightforward, and thousands of international buyers purchase homes in Spain every year without becoming Spanish residents. Whether you're looking for a holiday apartment, a retirement villa, an investment property or a future permanent home, you'll follow a clear buying process that includes obtaining an NIE number, appointing an independent lawyer,...

Buying Property in Costa Blanca South in 2026 Complete Guide for Overseas Buyers

Buying Property in Costa Blanca South – 2026

Buying Property in Costa Blanca South continues to be one of the most popular choices for international buyers looking for a holiday home, retirement property, investment or permanent move to Spain. With a warm Mediterranean climate, beautiful beaches, championship golf courses, excellent transport links and competitive property prices compared with many other European coastal regions, the Costa Blanca...

Mortgage Approvals on the Costa Blanca

Mortgage Approvals on the Costa Blanca remain available to both Spanish residents and international buyers who meet a lender’s affordability and documentation requirements. Spain recorded a significant recovery in residential mortgage activity during 2025, with the number of mortgages on homes increasing by 17.8% compared with 2024. The latest published figures for March 2026 showed 46,661 residential...

Cost of Living on the Costa Blanca - Costa Blanca Sales

Cost of Living on the Costa Blanca

The Cost of Living on the Costa Blanca is one of the main reasons international buyers choose to relocate to this part of Spain. Everyday expenses such as groceries, dining out, public transport and many leisure activities can offer better value than in the UK, Ireland, Scandinavia and other parts of Northern Europe. Actual monthly costs depend on your location, property, household size and lifestyle, but...

Property Taxes Costa Blanca | What You Need to Know

Property Taxes Costa Blanca

Understanding Property Taxes Costa Blanca is essential before buying a home in Spain. If you're purchasing a resale property, you'll normally pay 10% Property Transfer Tax (ITP) in the Valencian Community, with 11% applying to the portion of the purchase price above €1 million. If you're buying a new-build property, you'll typically pay 10% VAT (IVA) plus 1.5% Stamp Duty (AJD). In addition to taxes,...

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