Buying Property in Costa Blanca South – 2026

Buying Property in Costa Blanca South in 2026 Complete Guide for Overseas Buyers

Buying Property in Costa Blanca South continues to be one of the most popular choices for international buyers looking for a holiday home, retirement property, investment or permanent move to Spain. With a warm Mediterranean climate, beautiful beaches, championship golf courses, excellent transport links and competitive property prices compared with many other European coastal regions, the Costa Blanca South offers outstanding value. Whether you’re buying a modern new-build villa or a traditional resale apartment, understanding the buying process, costs and legal requirements will help you purchase with confidence.


Why Buying Property in Costa Blanca South is So Popular

The Costa Blanca South has become one of Spain’s leading destinations for overseas property buyers, attracting purchasers from the UK, Ireland, the Netherlands, Belgium, Germany, Scandinavia and many other European countries.

The region offers far more than sunshine and beaches. Buyers are increasingly choosing the Costa Blanca South because it provides an excellent combination of affordability, modern infrastructure and year-round lifestyle.

Some of the biggest reasons for buying property in Costa Blanca South include:

  • Over 300 days of sunshine each year
  • Beautiful Blue Flag beaches
  • Championship golf courses
  • Excellent healthcare
  • International schools
  • Modern shopping centres
  • Two international airports within easy reach
  • Large English-speaking communities
  • Strong rental demand
  • Excellent value compared with many other Mediterranean destinations

Whether you’re looking for a permanent home or a holiday property, the Costa Blanca South caters for almost every lifestyle and budget.


Costa Blanca South Property Market Overview

The property market across the Costa Blanca South has remained resilient in recent years, supported by continued international demand and limited supply in many of the most desirable locations.

Although prices have increased in popular areas, property continues to offer excellent value when compared with destinations such as the Costa del Sol, the Balearic Islands and many coastal regions elsewhere in Europe.

Several factors continue to support the market:

  • Growing international demand
  • Continued interest from retirees
  • Remote working relocation
  • Limited supply of quality new-build developments
  • Strong tourism supporting the rental market
  • Ongoing infrastructure improvements

Rather than being driven purely by holiday buyers, today’s market is increasingly supported by people relocating permanently or spending much longer periods living in Spain.

This has created demand for homes suitable for year-round living rather than simply holiday accommodation.


Why Buy Property in Costa Blanca South?

There are many reasons why international buyers continue buying property in Costa Blanca South.

Outstanding Climate

The region enjoys over 300 days of sunshine annually, making outdoor living possible throughout much of the year.

Excellent Value

Property prices remain competitive compared with many other Mediterranean destinations while offering excellent lifestyle benefits.

Beautiful Coastline

The Costa Blanca South is famous for its Blue Flag beaches, promenades, marinas and protected natural parks.

Easy Accessibility

Alicante Airport serves destinations across Europe and is typically within 30–45 minutes of most Costa Blanca South locations.

Murcia International Airport also provides convenient access for many buyers.

Strong International Community

Many towns have well-established international communities, making it easier for overseas buyers to settle into Spanish life while still enjoying local culture.

Excellent Healthcare

Residents benefit from access to both Spain’s public healthcare system (where eligible) and a wide choice of private medical facilities.


The Best Areas for Buying Property in Costa Blanca South

One of the biggest advantages of buying property in this region is the variety of locations available.

Each area offers a different lifestyle.

Orihuela Costa

One of the Costa Blanca South’s most popular destinations.

Ideal for:

  • Beach lovers
  • Golf enthusiasts
  • Holiday homes
  • Rental investment
  • New-build developments

Popular areas include:

  • La Zenia
  • Villamartín
  • Cabo Roig
  • Campoamor
  • Playa Flamenca
  • Punta Prima

Torrevieja

Living in Torrevieja means you’ll get a wide range of fantastic city style amenities with excellent beaches and a year-round atmosphere.

Popular with:

  • Permanent residents
  • Retirees
  • Holiday buyers
  • Apartment purchasers
  • Investors

The town offers one of the widest selections of resale and new-build property on the Costa Blanca South.


Ciudad Quesada

Ciudad Quesada offers a quieter residential environment while remaining close to beaches, golf courses and shopping.

Popular with:

  • Retirees
  • Families
  • Permanent residents
  • Villa buyers

The area provides larger plots and a relaxed atmosphere while maintaining excellent facilities.


Guardamar del Segura

Known for its beautiful beaches and protected sand dunes, Guardamar combines traditional Spanish character with modern coastal living.

Buyers appreciate:

  • Long sandy beaches
  • Marina
  • Nature parks
  • Restaurants
  • Year-round living

Pilar de la Horadada

One of the fastest-growing locations for modern developments.

Popular because of:

  • Excellent value
  • Contemporary new-build homes
  • Beautiful beaches
  • Easy access to Murcia
  • Expanding amenities

Las Colinas Golf & Country Club

For buyers seeking luxury, Las Colinas Golf & Country Club is widely regarded as one of Spain’s finest residential golf resorts.

Residents enjoy:

  • Award-winning championship golf course
  • Contemporary apartments
  • Luxury villas
  • Exclusive penthouses
  • Sports facilities
  • Restaurants
  • Nature reserve
  • 24-hour security

It remains one of the Costa Blanca South’s most prestigious addresses.


New-Build vs Resale Property

One of the biggest decisions when buying property in Costa Blanca South is whether to choose a new-build home or an established resale property.

Buying a New-Build Property

New-build developments continue to attract strong demand.

Advantages include:

  • Modern architecture
  • Excellent energy efficiency
  • Contemporary kitchens and bathrooms
  • Lower maintenance
  • Developer guarantees
  • Smart-home technology
  • Attractive communal facilities

New-build properties particularly appeal to buyers seeking modern living and lower running costs.
See our full portfolio of New Build Properties for Sale.


Buying a Resale Property

Resale homes remain extremely popular because they often provide:

  • More established locations
  • Larger plots
  • Mature gardens
  • Better value in some areas
  • Immediate availability
  • Greater variety

Many resale homes are situated within established communities close to beaches, restaurants and shopping.
See our full portfolio of Re-Sale Properties.


Step-by-Step Guide to Buying Property in Costa Blanca South

Understanding the purchase process helps reduce uncertainty and ensures everything progresses smoothly.

Step 1 – Establish Your Budget

Before viewing properties, calculate:

  • Purchase budget
  • Buying costs
  • Mortgage requirements
  • Ongoing ownership costs

Remember to budget approximately 12–14% above the purchase price to cover your taxes (here’s our full guide on property taxes Costa Blanca) and associated buying expenses.


Step 2 – Find the Right Property

Work with an experienced local estate agent who understands both the property market and the different lifestyles offered by each area.

At this stage you’ll compare:

  • Locations
  • Property types
  • New-build versus resale
  • Community facilities
  • Rental potential
  • Future suitability

Step 3 – Obtain Your NIE Number

Every foreign buyer requires an Número de Identificación de Extranjero (NIE) before completing a property purchase in Spain.

Your lawyer can normally assist with this process.


Step 4 – Reserve the Property

Once you’ve chosen your property, you’ll usually:

  • Agree the purchase price
  • Sign a reservation agreement
  • Pay a reservation deposit

The property is then normally removed from the market while legal work begins.


Step 5 – Appoint an Independent Lawyer

Your solicitor will carry out essential legal checks, including:

  • Ownership verification
  • Land Registry checks
  • Outstanding debts
  • Planning issues
  • Community fee enquiries
  • Contract review

Using an independent lawyer is one of the most important protections available to buyers.


Step 6 – Sign the Private Purchase Contract

Once legal checks have been completed satisfactorily, both parties sign the private purchase contract.

At this stage, a further deposit is commonly paid and the completion date is agreed.


Step 7 – Completion Before the Notary

Completion takes place before a Spanish Notary.

This is where:

  • Final payment is made
  • Ownership transfers
  • Title deeds are signed
  • Keys are handed over

Congratulations — you’re now the owner of your Costa Blanca South property.


What Does Buying Property in Costa Blanca South Cost?

Many first-time buyers underestimate the additional costs involved.

You should generally budget 12–14% above the agreed purchase price.

Typical buying costs include:

ExpenseTypical Cost
Property Transfer Tax (Resale)Around 10%*
VAT (New Build)10%
Stamp Duty (AJD)Approximately 1.5%*
Independent Legal FeesAround 1–1.5%
Notary FeesVariable
Land Registry FeesVariable
Mortgage Costs (if applicable)Variable

*Applicable rates depend on the property’s location, value and current legislation.

For example:

A property purchased for €250,000 may require an overall budget of approximately €280,000–€285,000, depending on the type of purchase and financing.


Can Foreigners Buy Property in Spain?

Yes.

There are no general restrictions preventing foreign nationals from buying property in Costa Blanca South.

Whether you’re purchasing as:

  • A UK citizen
  • An Irish citizen
  • An EU resident
  • A non-EU national

you can legally own Spanish property, although visa, residency, taxation and financing rules may differ according to your circumstances.

Professional legal and tax advice should always be obtained before purchasing.


Can You Get a Spanish Mortgage?

Many international buyers finance part of their purchase through a Spanish mortgage.

As a general guide:

  • Non-residents may commonly borrow approximately 60–70% of the lower of the purchase price or valuation.
  • Spanish residents may qualify for higher loan-to-value ratios, subject to the lender’s affordability assessment.

Mortgage approval depends on factors including:

  • Income
  • Existing debt
  • Credit history
  • Deposit size
  • Age
  • Property valuation

Preparing your finances before viewing properties can significantly improve the buying process.


Is Buying Property in Costa Blanca South a Good Investment?

While no property investment is guaranteed, the Costa Blanca South continues to benefit from several positive long-term factors.

These include:

  • Strong international demand
  • Limited supply in prime locations
  • Growing permanent population
  • Excellent tourism
  • Modern infrastructure
  • Continued overseas interest

Many buyers purchase primarily for lifestyle while benefiting from potential long-term capital appreciation and rental opportunities.

Any investment decision should consider:

  • Personal financial objectives
  • Rental regulations
  • Ongoing ownership costs
  • Local market conditions
  • Professional tax advice

Common Mistakes Buyers Should Avoid

People buying property in Costa Blanca South can reduce risk by avoiding several common mistakes.

These include:

  • Not appointing an independent lawyer
  • Underestimating buying costs
  • Choosing a location without visiting
  • Focusing only on purchase price
  • Ignoring community fees
  • Forgetting annual ownership costs
  • Assuming mortgage approval is guaranteed
  • Relying solely on rental income projections
  • Not researching different areas
  • Rushing into a reservation agreement

Taking time to understand the buying process, and researching expert tips for buying on the Costa Blanca can prevent expensive mistakes later.


Why Choose Costa Blanca Sales?

Buying property overseas involves far more than choosing the right home.

At Costa Blanca Sales, we help buyers throughout every stage of buying property in Costa Blanca South, including:

  • Understanding different locations
  • Comparing new-build and resale homes
  • Arranging personalised viewing trips
  • Introducing independent lawyers
  • Mortgage introductions
  • Explaining buying costs
  • Supporting you through completion
  • Providing after-sales guidance

Whether you’re searching for a beachfront apartment, golf villa, investment property or permanent family home, our experienced local team can help you make a confident and informed purchase.


Is Now a Good Time for Buying Property in Costa Blanca South?

For many buyers, the answer is yes.

The Costa Blanca South continues to benefit from:

  • Strong international demand
  • Growing relocation market
  • Excellent infrastructure
  • Attractive lifestyle
  • Modern new-build developments
  • Competitive pricing compared with many other Mediterranean destinations

While property prices have risen steadily, many experts believe the region still offers excellent long-term value because demand continues to be supported by lifestyle rather than speculation alone.

Ultimately, the right time to buy depends on your personal finances, long-term plans and property objectives.


Final Thoughts

Buying property in Costa Blanca South remains one of the most attractive opportunities for international buyers seeking sunshine, lifestyle and long-term value.

Whether you’re looking for a modern new-build apartment, a luxury golf villa or a traditional resale home close to the beach, the region offers exceptional choice across a wide range of budgets.

Understanding the buying process, budgeting for all associated costs and working with experienced local professionals will help ensure your purchase is smooth, secure and enjoyable.

With the right advice and careful planning, buying property in the Costa Blanca South can be one of the best lifestyle decisions you’ll ever make.


Frequently Asked Questions About Buying Property in Costa Blanca South

Can foreigners buy property in Costa Blanca South?

Yes. Foreign nationals can legally purchase property in Spain. You’ll need an NIE number and should appoint an independent lawyer to manage the legal aspects of the purchase.

How long does buying property in Costa Blanca South take?

A typical resale purchase often completes within 4–8 weeks, although this can vary. New-build purchases depend on the stage of construction and agreed completion date.

How much extra should I budget?

Most buyers should budget approximately 12–14% above the purchase price to cover taxes, legal fees, notary costs, Land Registry fees and any mortgage-related expenses.

Do I need a Spanish bank account?

Yes. A Spanish bank account is normally required for completing the purchase and paying ongoing expenses such as utilities, community fees and local property taxes.

Can I get a Spanish mortgage as a foreign buyer?

Yes. Non-resident buyers can often obtain financing of around 60–70% of the property’s valuation or purchase price (whichever is lower), subject to the lender’s approval criteria.

Is a new-build or resale property better?

Neither is automatically better. New-build homes offer modern design, energy efficiency and developer warranties, while resale properties often provide more established locations, larger plots and immediate availability.

Which areas are best for buying property in Costa Blanca South?

Popular locations include Orihuela Costa, Torrevieja, Ciudad Quesada, Guardamar del Segura, Pilar de la Horadada and Las Colinas Golf & Country Club. The best choice depends on your budget, lifestyle and long-term plans.

Why should I use Costa Blanca Sales?

Costa Blanca Sales combines local market knowledge with personalised service, helping buyers find the right resale or new-build property while guiding them through every stage of the buying process, from the first viewing to completion and beyond.

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