Highly Rewarding in So Many Ways

For many international buyers, that feeling of opening the door to your own home, where you know the area, the people, the restaurants and everything else you chose to be near, is what makes buying a holiday home on the Costa Blanca so appealing.

The Costa Blanca South is particularly well suited to second-home ownership. Beaches, golf courses, restaurants and established international communities sit alongside a wide variety of apartments, town-houses and villas.

However, the best holiday home isn’t necessarily the most impressive property you can find.

It’s the one you’ll genuinely enjoy using.

Why Buy a Holiday Home on the Costa Blanca?

The obvious attraction is the Mediterranean lifestyle, but there are several reasons overseas buyers continue to choose this part of Spain.

The region combines coastal living with excellent everyday amenities, established residential areas and convenient international travel connections.

For holiday-home owners, that means you don’t have to choose between somewhere that feels like a holiday destination and somewhere that’s practical to own.

Owning rather than renting also gives you something that’s difficult to put a price on: familiarity.

Your belongings can already be there. You can decorate the property to your taste and return to a neighbourhood you know each time you visit.

For buyers who regularly holiday in Spain, that can completely change the experience.

Where Should You Buy a Holiday Home?

This is probably the most important decision you’ll make.

Costa Blanca South includes numerous locations that work exceptionally well for second-home ownership, but they don’t all offer the same lifestyle.

Before choosing, think about what you actually do when you’re in Spain.

If most of your holidays involve walking to the beach and restaurants, buying a beautiful villa that requires driving everywhere might not be the right decision.

Equally, if your idea of a perfect afternoon involves golf and relaxing around your own pool, paying a premium to be 200 metres from the beach may be unnecessary.

For a more detailed comparison, see our Best Areas to Buy Property in Costa Blanca South guide.

Beach, Golf or Somewhere in Between?

One of the pleasures of buying on the Costa Blanca South is that you often don’t have to choose completely between beach and golf.

Areas such as Villamartín, Campoamor and Las Ramblas put you close to established golf courses while keeping the Mediterranean coastline within easy reach.

La Zenia, Cabo Roig, Playa Flamenca and Punta Prima place greater emphasis on coastal living, with beaches, restaurants and amenities nearby.

Neither option is inherently better.

The right choice depends on how you envisage using the property.

A keen golfer spending several weeks at a time in Spain may value being minutes from the first tee. A family with children might prioritise the beach, swimming pool and places they can reach without constantly getting into the car.

This is where viewing several areas can be incredibly useful.

Sometimes buyers arrive focused entirely on the property and discover that the location changes their priorities.

What Type of Holiday Home Should You Buy?

There is no single property type that makes the perfect holiday home.

A modern apartment can be ideal for one buyer, while another wouldn’t consider anything without a private garden and swimming pool.

Apartments

Apartments are particularly popular with buyers wanting convenience.

Communal swimming pools, terraces and gardens can provide the Mediterranean lifestyle without requiring you to maintain everything yourself.

They can also work extremely well as lock-up-and-leave homes.

Townhouses

A townhouse can provide additional indoor and outdoor space while retaining the convenience of a residential community.

For families or buyers expecting regular guests, the extra bedrooms and terraces can be particularly useful.

Villas

If privacy and outdoor living are priorities, a villa may be the natural choice.

Private swimming pools, gardens, terraces and additional space can make villas wonderful holiday homes, particularly for longer stays and larger families.

The important question isn’t which type is “best”.

It’s which property will make your holidays better?

New Build or Resale for a Holiday Home?

Both can work extremely well.

New-build properties often appeal to holiday-home buyers because of their contemporary design, modern communal facilities and relatively low-maintenance approach.

Resale properties offer another advantage: choice.

They can be found throughout established coastal and golf communities, sometimes in locations where very little new development is available.

A resale home may also have mature outdoor areas and an established neighbourhood that allows you to understand exactly what your surroundings will be like.

Rather than deciding in advance that you will only consider one or the other, we’d recommend viewing both where possible.

Our New Build vs Resale Property in Costa Blanca South guide explores this decision in more detail.

You can also browse Costa Blanca Sales’ New Build Property on the Costa Blanca and Resale Property on the Costa Blanca collections to compare what’s available.

Think About How Often You’ll Use Your Property

This is an important question that sometimes gets overlooked during the excitement of searching.

Will you visit for several long stays each year?

Or are you imagining frequent long weekends and shorter holidays?

If you’ll regularly fly in for three or four days, easy access and low maintenance can become extremely important.

If you’re planning to spend several months at a time in Spain, you might place more emphasis on storage, larger living spaces and the amenities you’d want for everyday life.

Also consider who else will use the property.

Will children and grandchildren visit? Do you regularly travel with friends? Will elderly relatives stay with you?

Buying for the way you’ll genuinely use the property usually leads to a much better decision than buying solely on first impressions.

Local Insight from Costa Blanca Sales

One thing we’ve learned from helping international buyers is that the property people initially describe isn’t always the property they eventually buy.

That’s often a good thing.

A buyer may contact us asking exclusively for a detached villa, then discover that a spacious penthouse with a large terrace gives them the outdoor lifestyle they wanted with considerably less maintenance.

Someone focused entirely on beachfront property may visit Villamartín and realise they prefer the golf and restaurant lifestyle.

Others arrive wanting a new build and fall in love with the location and character of a resale home.

This is why we encourage buyers to keep an open mind during the early stages of their search.

Have clear priorities, but give yourself permission to be surprised.

Don’t Forget About Maintenance

When you’re buying a holiday home, think about what happens when you’re not there.

A huge garden and private pool may look fantastic during a viewing, but they’ll need looking after while you’re back home.

For some buyers, that’s absolutely worthwhile.

Others prefer an apartment or town-house where communal areas and swimming pools are professionally maintained through the community.

There is no right answer, but maintenance should form part of your buying decision.

Consider things such as:

• Private or communal swimming pool
• Garden maintenance
• Security
• Community fees
• Air conditioning
• Outdoor furniture
• Property management
• Cleaning between visits

The objective is simple: when you arrive for your holiday, you want to enjoy the property rather than spend the first few days looking after it.

What About Renting Out Your Holiday Home?

Some buyers purchase purely for their own enjoyment, while others are interested in generating rental income during periods when they aren’t using the property.

If rental potential is important to you, mention this at the beginning of your property search.

Rules surrounding tourist accommodation and holiday letting can depend on the property, location, community rules and current regional or municipal requirements.

For that reason, don’t assume that every property can automatically be used for holiday rentals.

Your independent lawyer should confirm the position for the specific property you’re considering before you buy.

Even if rental income is part of your plan, we’d still recommend choosing somewhere you’d personally be happy to own.

After all, it’s your holiday home first.

Budgeting for Your Costa Blanca Holiday Home

Your budget needs to cover more than the advertised property price.

There are taxes and professional costs associated with purchasing property in Spain, and these vary depending on whether you’re buying a new-build or resale property and on your individual transaction.

Once you own the property, you’ll also have ongoing costs.

Depending on the home, these might include community fees, local property taxes, insurance, utilities, pool or garden maintenance and other ownership expenses.

For a detailed breakdown, read our guide on Property Taxes Costa Blanca, because knowing your complete budget before you start viewing makes the search considerably easier.

Buying a Holiday Home as a Non-Resident

You don’t have to live permanently in Spain to own a holiday home here.

Many Costa Blanca property owners live overseas and use their Spanish home for holidays and extended stays throughout the year.

The purchasing process typically involves obtaining an NIE number, appointing an independent lawyer and completing the purchase before a Spanish notary.

Buyers requiring finance may also be able to obtain a Spanish mortgage subject to their financial circumstances and the lender’s criteria.

We’ve covered the process in much more detail in Buying Property in Spain as a Non-Resident, while buyers considering finance can also read our article on Mortgage Approvals on the Costa Blanca.

Why Viewing in Person Matters

Online property searching is incredibly useful.

It helps you understand prices, compare property styles and build a shortlist before travelling to Spain.

But it can’t tell you everything.

A terrace may be larger than it appears in photographs. A beach might feel closer, or further away, than you expected. An area you’ve never considered may immediately feel right when you arrive.

That’s why a well-planned viewing trip should involve more than simply looking inside properties.

Explore the neighbourhood.

Walk to the local restaurants. Visit the supermarket. Drive to the beach. Spend some time around the communal pool or golf area where appropriate.

Most importantly, compare.

If you’re travelling specifically to find a property, our Property Viewing Trips to Costa Blanca South guide will help you prepare.

Why Buy Your Holiday Home Through Costa Blanca Sales?

Buying a holiday home should be exciting.

Our role is to make the search easier by understanding what you want from your time in Spain and helping you identify properties and areas that genuinely match those priorities.

Costa Blanca Sales works with both new-build and resale property across Costa Blanca South.

We can help you compare:

• Beach and golf locations
• Apartments, townhouses and villas
• New-build and resale homes
• Different residential communities
• Property styles within your budget

We can also introduce you to independent legal and mortgage professionals where required.

Rather than simply showing you as many properties as possible, we want your viewing time to be useful.

Sometimes eliminating an area or property type is just as valuable as finding a favourite.

Final Thoughts on Buying a Holiday Home on the Costa Blanca

Buying a holiday home on the Costa Blanca is about more than owning property in Spain.

It’s about having somewhere you look forward to returning to.

For some buyers, that means an apartment where they can walk to the beach every morning. For others, it’s a villa with a pool, a townhouse near the golf course or a penthouse terrace where the family can spend long summer evenings together.

The Costa Blanca South offers enough variety to accommodate all of those lifestyles.

The key is understanding what matters most to you before becoming too focused on a particular property.

If you’re considering a holiday home in Spain, Costa Blanca Sales can help you compare areas, property types and current opportunities across the Costa Blanca South.

Tell us how you’d like to spend your time in Spain, what you’re looking for and your approximate budget, and we’ll help you start narrowing down the possibilities.

Frequently Asked Questions

Is the Costa Blanca a good place to buy a holiday home?

Yes. The Costa Blanca is particularly popular with international holiday-home buyers because it combines Mediterranean beaches, golf, restaurants and established residential areas with a wide choice of property. Costa Blanca South also offers numerous communities where amenities remain available beyond the main summer holiday season.

Where is the best place to buy a holiday home on the Costa Blanca?

It depends on your lifestyle. La Zenia, Cabo Roig and Punta Prima can suit buyers prioritising the coast, while Villamartín is particularly attractive for golf. Torrevieja provides a more urban coastal environment, while Ciudad Quesada appeals to buyers wanting a spacious, established residential setting.

Can foreigners buy a holiday home in Spain?

Yes. Foreign and non-resident buyers can purchase Spanish property. You don’t need to become a permanent Spanish resident simply because you own a holiday home, although property ownership and residency are separate matters with different legal and tax considerations.

Is an apartment or villa better for a holiday home?

Neither is automatically better. Apartments can offer convenience, communal facilities and lower personal maintenance, while villas provide greater privacy, space and potentially a private swimming pool. Think about how often you’ll visit, who will use the property and how much maintenance you want between stays.

Should I buy a new-build or resale holiday property?

Both are worth considering. New builds can offer contemporary design, modern facilities and low-maintenance living, while resale homes provide a wider choice in established areas. Viewing both can help you decide which combination of property, location and lifestyle works best for you.

Can I get a mortgage for a Spanish holiday home?

Potentially, yes. Spanish banks provide mortgages to eligible non-resident buyers, although lending criteria and the amount available can differ from mortgages offered to Spanish residents. Speaking to a mortgage specialist early can help establish your realistic property budget before arranging viewings.

Can I rent out my Costa Blanca holiday home?

Potentially, but don’t assume every property can be used for tourist rentals. Requirements can vary according to current legislation, location, the property itself and community restrictions. If rental income forms part of your buying decision, ask an independent lawyer to verify the position before committing to a purchase.

What ongoing costs does a holiday home have?

Typical costs can include local property taxes, community fees where applicable, insurance, electricity, water, internet and property maintenance. Villas with private gardens or swimming pools may have additional maintenance costs. Understanding these expenses before buying helps you choose a property that’s comfortable to own long term.

Do I need a car if I own a holiday home on the Costa Blanca?

Not necessarily. Buyers choosing properties within walking distance of beaches, supermarkets and restaurants may use a car relatively little during holidays. Other residential and golf areas are more convenient with one. How important this is should form part of your location decision before purchasing.

Can Costa Blanca Sales arrange property viewings for my trip?

Yes. Costa Blanca Sales can help you identify suitable locations and properties before you arrive so your time in Spain is spent viewing homes that genuinely match your requirements. Comparing several areas and property styles can also help clarify exactly what you want from your Costa Blanca holiday home.

The post Buying a Holiday Home on the Costa Blanca: What You Need to Know appeared first on Costa Blanca Sales.

Variety is Appealing

For many international buyers, Orihuela Costa represents exactly what they imagine when they start thinking about owning a home in Spain: sunshine, beaches, outdoor dining and golf.

But one of the things that makes living in Orihuela Costa particularly appealing is the variety.

This isn’t one single resort where every neighbourhood feels the same. Orihuela Costa is made up of several established coastal and inland communities, each with its own atmosphere and advantages.

You can live within walking distance of the beach in La Zenia, enjoy the marina and coastline around Cabo Roig, choose the convenience of Playa Flamenca, or settle slightly inland around Villamartín with golf courses and a lively international community on your doorstep.

That variety makes Orihuela Costa particularly interesting for property buyers, because there’s usually an area and property style to suit very different lifestyles and budgets.

Where Is The Orihuela Costa?

Orihuela Costa is located on the southern Costa Blanca in the province of Alicante, immediately south of Torrevieja and stretching towards the border with the Region of Murcia.

Despite its name, Orihuela Costa is separate from the historic inland city of Orihuela.

The coastal area extends for approximately 16 kilometres and includes some of the best-known residential destinations on the Costa Blanca South.

These include:

• Punta Prima
• Playa Flamenca
• La Zenia
• Cabo Roig
• Campoamor
• Villamartín
• Los Dolses
• La Fuente
• Las Ramblas

Its location is one of its biggest attractions. Residents have easy access to beaches, golf, shopping, restaurants and neighbouring towns while Alicante-Elche Airport and the Region of Murcia International Airport provide convenient connections for international homeowners.

What Is It Like Living in Orihuela Costa?

Life here tends to revolve around being outdoors.

The Mediterranean climate means terraces, beaches, golf courses and coastal walks become part of everyday life rather than something reserved for a summer holiday.

Orihuela Costa also has a sizeable international community. You’ll hear Spanish alongside English, Dutch, French, German and Scandinavian languages in many of the area’s restaurants, shops and residential communities.

For people moving abroad for the first time, this can make settling in considerably easier.

At the same time, traditional Spanish towns, markets, restaurants and cultural experiences are all within easy reach, allowing residents to enjoy the best of both worlds.

The area works particularly well for holiday-home owners too. You can arrive, settle quickly into a familiar neighbourhood and have beaches, restaurants and everyday amenities close at hand.

Which Areas of Orihuela Costa Are Best for Property Buyers?

There isn’t one “best” place to live in Orihuela Costa. The right choice depends on how you intend to use your property.

If you’re still comparing locations across the wider region, our Best Areas to Buy Property in Costa Blanca South guide provides a broader comparison.

Beaches and Coastal Lifestyle

For many buyers, the coastline is the reason they begin looking at Orihuela Costa in the first place.

The municipality has approximately 16 kilometres of coastline, where sandy beaches alternate with smaller coves and rocky stretches.

Some of the best-known beaches include La Zenia, Campoamor, Cabo Roig, Punta Prima and Playa Flamenca.

This gives buyers plenty of choice.

Some people want to walk to the beach every morning. Others prefer living a few kilometres inland, where they may gain more property for their budget while still being able to reach the coast within minutes.

The coastal lifestyle isn’t limited to sunbathing either. Walking, swimming, paddleboarding, sailing and simply meeting friends for lunch overlooking the Mediterranean all become part of life here.

For holiday-home buyers in particular, being able to choose between beachside living and quieter residential communities nearby is a major attraction.

Golf in Orihuela Costa

Golf is another major reason international buyers choose the area.

Orihuela Costa is surrounded by some of the Costa Blanca South’s best-known golf courses, making it possible to combine residential living with easy access to the fairways.

Villamartín Golf, Las Ramblas and Real Club de Golf Campoamor are all established names locally, while Las Colinas Golf & Country Club is also within easy reach.

You certainly don’t need to play golf to enjoy living around these areas. Golf communities tend to offer attractive surroundings, established residential developments and plenty of nearby restaurants and amenities.

For golfers, however, the ability to play regularly in a Mediterranean climate is understandably a significant attraction.

Buyers particularly interested in this lifestyle may also want to read our Living in Villamartín guide.

Shopping, Restaurants and Everyday Amenities

One of the reasons living in Orihuela Costa works for both holidays and permanent residence is the amount of infrastructure already in place.

You’re not limited to facilities designed purely for tourists.

Supermarkets, pharmacies, banks, cafés, gyms, shops and restaurants are spread throughout the area, while Zenia Boulevard provides a major shopping and leisure destination.

Dining is another big part of local life.

You’ll find everything from traditional Spanish tapas and Mediterranean seafood to Italian, Indian, Asian and international restaurants. Areas such as Villamartín Plaza, La Fuente, Cabo Roig and La Zenia offer plenty of choice.

This international mix is particularly useful when moving from overseas. You can embrace Spanish life while still having access to familiar products, services and communities.

Is Orihuela Costa Suitable for Permanent Living?

Yes. Although Orihuela Costa is extremely popular with holidaymakers, many people live here throughout the year.

The key is choosing the right location.

Someone relocating permanently may prioritise supermarkets, healthcare, schools and everyday services, whereas a holiday-home buyer might place greater importance on walking distance to the beach and restaurants.

This is where local knowledge becomes valuable.

Two properties may look almost identical online but offer completely different lifestyles depending on their exact location.

For anyone considering a permanent move, it is worth visiting neighbourhoods at different times of day and looking beyond the property itself.

Think about where you’ll buy groceries, where you’ll go for coffee, how you’ll reach the beach and what everyday life will actually feel like once the holiday has ended.

Property in Orihuela Costa

The property market is remarkably varied.

Buyers can find:

• Apartments with communal swimming pools
• Townhouses
• Traditional Spanish-style homes
• Detached villas
• Golf properties
• Modern new-build apartments
• Contemporary villas
• Penthouses
• Gated residential developments
• Properties within walking distance of the beach

That variety attracts buyers with very different requirements.

A couple looking for an easy-to-maintain holiday apartment may want something completely different from a family relocating permanently or a retiree searching for a detached villa with outdoor space.

Orihuela Costa offers both established resale communities and modern developments, so buyers don’t necessarily have to decide between the two before beginning their search.

Our New Build vs Resale Property in Costa Blanca South guide explains the differences in more detail.

Local Insight from Costa Blanca Sales

One thing we regularly see is buyers arriving in Orihuela Costa convinced they already know which area they want, and then changing their minds once they start exploring.

That’s perfectly normal.

A property may look ideal online, but it’s difficult to understand the atmosphere of a neighbourhood from photographs alone.

Someone who initially wants to be beside the beach may discover they prefer the space and social atmosphere around Villamartín. Another buyer who begins by looking at golf properties may realise that being able to walk to the sea is more important to them.

Our advice is simple: choose the lifestyle first and the property second.

The right home is important, but its location will influence your experience every single day.

That’s why we encourage buyers to explore several areas before narrowing their search.

Who Does Orihuela Costa Suit?

One of the area’s strengths is that it doesn’t appeal to only one type of buyer.

Holiday-home buyers often appreciate the easy access to beaches, restaurants, shopping and airports.

Golfers can choose from several established residential areas close to excellent courses.

Retirees may prefer quieter communities with year-round amenities and outdoor space.

Families relocating permanently can focus on residential areas offering practical access to schools, shops and everyday services.

Buyers looking for a lock-up-and-leave property have a wide choice of apartments and gated communities with communal facilities.

This diversity is one reason Orihuela Costa has remained such an established international property destination.

Should You Rent Before Buying?

Some buyers feel they need to rent in the area for several months before committing to a purchase.

That can be useful, but it isn’t essential for everyone.

A well-planned property viewing trip can give you a surprisingly good understanding of the different neighbourhoods, particularly when your agent takes the time to show you the wider area rather than simply driving from property to property.

The important thing is not to rush your location decision.

Spend time in the areas you’re considering. Walk around, have lunch, visit the beach, explore the shops and imagine what an ordinary Tuesday might look like rather than just a week in August.

Our Property Viewing Trips to Costa Blanca South guide explains how to make the most of your time here.

Buying in Orihuela Costa as an International Buyer

Orihuela Costa has been attracting overseas property buyers for many years, so the buying process is well established.

If you live outside Spain, you can still purchase property here.

You’ll typically need an NIE number and an independent lawyer to handle the legal side of the purchase, while buyers requiring finance may also be able to obtain a Spanish mortgage depending on their circumstances.

Rather than turning this lifestyle guide into a legal checklist, we’ve covered the process separately in our Buying Property in Spain as a Non-Resident guide.

For budgeting, you can also read our Property Taxes Costa Blanca guide, which explains the additional costs associated with purchasing a Spanish property.

Why Buy Through Costa Blanca Sales?

Choosing a property is only part of the decision.

Understanding the differences between the individual areas can be just as important.

Costa Blanca Sales is based in Orihuela Costa and works with buyers looking for both resale properties and new-build homes throughout the Costa Blanca South.

Our approach is to understand what you actually want from life in Spain before recommending properties.

That might mean being able to walk to the beach, living beside a golf course, having restaurants nearby, finding somewhere peaceful for retirement or choosing a low-maintenance property that you can lock up and leave between visits.

By comparing locations as well as properties, we can help you narrow down the search and spend your viewing time looking at homes that genuinely suit you.

Final Thoughts on Living in Orihuela Costa

Living in Orihuela Costa combines many of the qualities international buyers look for when considering a home in Spain: sunshine, beaches, golf, restaurants, established communities and a wide variety of property.

Perhaps its greatest advantage, though, is choice.

La Zenia won’t suit exactly the same buyer as Villamartín. Cabo Roig feels different from Playa Flamenca, while Campoamor offers another lifestyle again.

There isn’t one correct answer, and that’s precisely why exploring the area properly is so worthwhile.

If you’re thinking about buying a home in Orihuela Costa, Costa Blanca Sales can help you compare the different locations and properties available based on your budget, lifestyle and plans for Spain.

Whether you’re searching for a holiday apartment, permanent home, golf property or villa near the Mediterranean, get in touch and tell us what you’re looking for.

Frequently Asked Questions About Living in Orihuela Costa

Is Orihuela Costa a good place to live?

Yes. Orihuela Costa is popular with both permanent residents and holiday-home owners thanks to its Mediterranean climate, beaches, golf courses, restaurants, shopping and established international communities. The variety of neighbourhoods means buyers can choose between lively coastal locations and quieter residential or golf areas.

Which is the best area to live in Orihuela Costa?

There isn’t one area that suits everyone. La Zenia and Cabo Roig appeal to many buyers wanting coastal living, while Villamartín is particularly popular with golfers. Playa Flamenca offers excellent everyday convenience, and Campoamor can suit buyers looking for a more relaxed residential environment.

Is Orihuela Costa busy all year round?

Many parts of Orihuela Costa have permanent populations and year-round amenities, although individual neighbourhoods can feel busier during the main holiday periods. Buyers planning to live here permanently should consider how their preferred area feels outside the peak summer season as well as during it.

Is Orihuela Costa good for retirees?

Yes. The climate, outdoor lifestyle, international community and choice of established residential areas make Orihuela Costa popular with retirees. The best location will depend on whether you prioritise walking distance to amenities, beaches, golf, peace and quiet, or having a larger property with outdoor space.

Is Orihuela Costa good for a holiday home?

Orihuela Costa is particularly well suited to holiday-home ownership. Beaches, restaurants, golf, shopping and transport connections are all within a relatively compact area, while apartments and gated communities can provide convenient lock-up-and-leave options for owners who spend only part of the year in Spain.

Where are the best beaches in Orihuela Costa?

Popular beaches and coves can be found around La Zenia, Cabo Roig, Campoamor, Playa Flamenca and Punta Prima. Which is “best” depends on whether you prefer larger sandy beaches, smaller coves, coastal walks or being within walking distance of restaurants and other amenities.

Is Orihuela Costa good for golfers?

Very much so. Villamartín Golf, Las Ramblas and Real Club de Golf Campoamor are all in the area, with additional courses available within easy driving distance. This makes Orihuela Costa particularly attractive to buyers who want to combine owning a home in Spain with regular golf.

Can foreigners buy property in Orihuela Costa?

Yes. International buyers can purchase property in Orihuela Costa without being Spanish residents. The buying process involves several important steps, including obtaining an NIE number and carrying out appropriate legal checks, so using an independent lawyer alongside an experienced local estate agent is recommended.

Are there new-build properties in Orihuela Costa?

Yes. Buyers can choose from both established resale homes and modern new-build developments. New-build options can include apartments, penthouses, townhouses and contemporary villas, while the resale market offers an equally broad range of property styles across established communities.

Can Costa Blanca Sales help me decide which area is right for me?

Absolutely. Rather than simply sending you property listings, Costa Blanca Sales can help you compare areas based on the lifestyle you want, your budget and how you plan to use the property. This can make your viewing trip considerably more focused and help you find both the right home and the right location.

The post Living in Orihuela Costa: A Complete Guide for Property Buyers appeared first on Costa Blanca Sales.

Whether you’re looking for a holiday apartment, a golf property, a retirement villa or a permanent home, seeing properties in person gives you the confidence to choose the right location and the right property. At Costa Blanca Sales, we help buyers plan personalised viewing trips based on their budget, lifestyle and property goals.

Why Book a Property Viewing Trip to Costa Blanca South?

Buying a property is one of the biggest decisions you’ll ever make.

While online listings are a great place to start, photographs and videos can only tell part of the story.

A viewing trip allows you to experience the property, the surrounding area and the lifestyle for yourself.

You’ll quickly discover things that simply can’t be appreciated online, such as:

• The atmosphere of the neighbourhood
• Walking distance to restaurants and shops
• Views from the terrace
• Traffic levels
• Community facilities
• Beach access
• Local cafés and supermarkets
• The overall feel of an area

For many buyers, this is the moment everything becomes much clearer.

Reasons to Choose the Costa Blanca South?

Costa Blanca South is one of Spain’s most popular destinations for international buyers.

The region offers something for almost every lifestyle, including:

• Beautiful Blue Flag beaches
• Championship golf courses
• Modern marinas
• Traditional Spanish towns
• Contemporary residential developments
• Excellent healthcare
• International schools
• A warm Mediterranean climate
• Great transport connections via Alicante Airport

Whether you’re looking for a lock-up-and-leave apartment or a spacious family villa, you’ll find a wide choice of properties across the region.

During the Viewing Trip

Every buyer is different, which is why no two viewing trips should be the same.

At Costa Blanca Sales, we tailor each trip around your requirements.

Before you arrive, we’ll discuss:

• Your budget
• Preferred property type
• Lifestyle priorities
• Favourite locations
• Whether you’re looking for a holiday home, permanent residence or investment property

Using that information, we’ll create a personalised itinerary.

What Will You View?

Depending on your requirements, your viewing trip may include:

• New-build developments
• Resale properties
• Apartments
• Townhouses
• Detached villas
• Golf properties
• Beachfront homes
• Gated communities

We often recommend viewing a mixture of property types, even if you think you’ve already decided.

Many buyers are pleasantly surprised by what they end up choosing.

Local Insight from Costa Blanca Sales

One of the most common things we hear is:

“We weren’t expecting to like this area.”

It happens all the time.

A buyer who initially wants to be on the coast may discover they prefer the quieter surroundings of a nearby golf community. Others arrive looking only at villas before realising a modern penthouse offers exactly the lifestyle they were hoping for.

That’s why viewing different locations is just as important as viewing different properties.

Areas You May Wish to Explore

Every area has its own personality.

Popular locations include:

• Villamartín
• La Zenia
• Playa Flamenca
• Cabo Roig
• Punta Prima
• Campoamor
• Torrevieja
• Guardamar del Segura
• Ciudad Quesada
• Pilar de la Horadada
• San Miguel de Salinas

We’ll help you narrow down the areas that best suit your lifestyle rather than trying to show you everything.

How Long Should Your Viewing Trip Be?

Most buyers find that 2–4 days provides enough time to explore several areas and compare a good selection of properties.

A typical itinerary might include:

First Day

• Area orientation
• First property viewings
• Beach and local amenities

Second Day

• Additional viewings
• Different neighbourhoods
• Golf or marina areas
• Questions and property comparisons

Third Day

• Revisit favourite properties
• Discuss next steps
• Meet your independent lawyer if required

There’s no pressure to make a decision during your trip.

The aim is simply to help you gather enough information to choose with confidence.

What Should You Bring?

It’s worth bringing:

• Your passport
• A notebook or phone for notes
• Comfortable footwear
• Sunglasses and sun protection
• A list of questions
• Details of your budget

Taking photographs (where permitted) and making notes after each viewing can also help when comparing properties later.

Questions to Ask During a Viewing

When viewing a property, consider asking:

• What’s included in the sale?
• What are the community fees?
• How far is the nearest supermarket?
• Is the property suitable for year-round living?
• How old are the main installations?
• How long has it been on the market?
• Are there similar properties nearby?

We’ll guide you through the questions that are most relevant to each property.

New Build or Resale?

A viewing trip is an ideal opportunity to compare both.

Many buyers begin with a strong preference for one type of property but change their minds after seeing the options available.

Viewing both new-build and resale homes often makes the decision much easier.

For a full comparison, read our guide to New Build vs Resale Property in Costa Blanca South.

What Happens If You Find the Right Property?

If you decide you’ve found the perfect home, we’ll guide you through the next steps.

These usually include:

• Agreeing the purchase terms
• Reserving the property
• Introducing your independent lawyer
• Beginning the legal process
• Assisting throughout the purchase

You’ll never be expected to make a decision before you’re ready.

Why Choose Costa Blanca Sales?

We believe a viewing trip should be informative, enjoyable and completely tailored to you.

We’ll help you:

• Compare locations
• View carefully selected properties
• Understand the buying process
• Compare new-build and resale homes
• Meet trusted legal and mortgage professionals
• Make confident, informed decisions

Our local knowledge means we can show you not just properties, but the lifestyle each area offers. If you want to do some research on possible towns before you come out, you can read our guide on The Best Areas to Buy Property in the Costa Blanca South.

Final Thoughts

A Property Viewing Trip to Costa Blanca South is one of the most valuable parts of the buying journey.

It allows you to compare locations, experience the lifestyle and view properties that genuinely match your requirements.

Most importantly, it gives you the confidence to make the right decision.

If you’re thinking about buying a property in Spain, we’d be delighted to help you plan a personalised viewing trip and introduce you to some of the very best homes Costa Blanca South has to offer.

Frequently Asked Questions

How many properties should I view?

Most buyers view between 8 and 15 carefully selected properties over two or three days. Quality is more important than quantity.

How long should a viewing trip last?

Two to four days is ideal for exploring several areas and comparing different property types.

Should I view both new-build and resale properties?

Yes. Even if you have a preference, comparing both often helps you make a more informed decision.

Can Costa Blanca Sales arrange my viewing itinerary?

Absolutely. We’ll create a personalised schedule based on your budget, lifestyle and preferred locations.

Do I need to buy during my trip?

No. The purpose of the trip is to help you explore your options and make the right decision when you’re ready.

Can you introduce me to a lawyer and mortgage adviser?

Yes. We can introduce you to trusted independent professionals who will guide you through the legal and financial aspects of your purchase.

The post Property Viewing Trips to Costa Blanca South appeared first on Costa Blanca Sales.

Whether you’re looking for a holiday apartment, a retirement villa, an investment property or a future permanent home, you’ll follow a clear buying process that includes obtaining an NIE number, appointing an independent lawyer, securing finance (if required) and completing the purchase before a Spanish notary.

With the right professional guidance, buying property in Spain as a non-resident can be a smooth and rewarding experience.

Buying Property in Spain as a Non-Resident

Spain has long been one of Europe’s most popular destinations for international property buyers, and it’s easy to see why.

With over 300 days of sunshine in many regions, excellent transport links, a relaxed Mediterranean lifestyle and a wide choice of properties, it’s an attractive option whether you’re buying a holiday home, planning for retirement or investing for the future.

One of the questions we hear most often at Costa Blanca Sales is:

“Can I buy property in Spain if I don’t live there?”

The answer is yes.

You don’t need to be a Spanish resident to own property, and the buying process is well established for overseas purchasers.

The key is working with experienced professionals who can guide you through each stage and help you make informed decisions along the way.

Our guide on Expert Tips for Buying on the Costa Blanca can give you a deeper insight on the buying process and might be able to answer some of your key questions.

Can Non-Residents Buy Property in Spain?

Absolutely.

Spanish law allows non-residents to purchase property, whether you’re buying from within Europe or elsewhere in the world.

Many overseas buyers purchase property in Spain for:

• Holiday homes
• Retirement planning
• Investment opportunities
• Family holidays
• Future relocation
• A second home in the sun

Owning a property in Spain does not automatically make you a Spanish tax resident or give you the right to live in Spain indefinitely. Residency and immigration rules are separate from property ownership, so it’s important to understand the difference if you’re planning to spend extended periods in Spain.

The Buying Process Step by Step

One of the reasons Spain remains so popular with overseas buyers is that the buying process is relatively straightforward.

Here’s what you can expect.

1. Decide What You’re Looking For

Before arranging viewings, think about how you’ll use the property.

Ask yourself:

• Will it be a holiday home?
• Are you planning to retire in Spain?
• Will you live there permanently in the future?
• Are you looking for rental potential?
• Do you prefer a modern apartment or a traditional villa?
• Would you like to be close to the beach, golf courses or town centres?

Having a clear picture of your priorities makes it much easier to find the right property.

2. Choose the Right Location

Location should always come before the property itself.

Costa Blanca South offers a wide variety of lifestyles, from vibrant coastal resorts to quieter residential communities and golf developments.

Some of the most popular areas include:

• Villamartín
• La Zenia
• Playa Flamenca
• Cabo Roig
• Punta Prima
• Torrevieja
• Ciudad Quesada
• Guardamar del Segura
• Pilar de la Horadada
• San Miguel de Salinas

Each offers something different, which is why we encourage buyers to view several areas before making a final decision.

3. Arrange Property Viewings

Online photographs are a great starting point, but nothing compares to viewing a property in person.

Many buyers discover that the home they eventually purchase wasn’t the one they originally expected.

Viewing different property styles and locations helps you compare:

• Neighbourhoods
• Walking distances
• Local amenities
• Beach access
• Golf courses
• Community atmosphere
• Property layouts
• Outdoor space

Taking time to explore different options often leads to better buying decisions.

4. Appoint an Independent Lawyer

One of the most important steps when buying property in Spain as a non-resident is choosing an independent lawyer.

Your lawyer will carry out the legal checks, review contracts and guide you through the purchase process.

An experienced lawyer can also help with:

• Obtaining your NIE number
• Reviewing contracts
• Explaining buying costs
• Checking ownership
• Coordinating completion
• Registering the property

Choosing an independent lawyer gives you confidence that your interests are being protected throughout the transaction.

5. Obtain an NIE Number

An NIE (Número de Identificación de Extranjero) is a tax identification number issued to foreign nationals.

You’ll need one to complete your property purchase and for various financial and legal matters in Spain.

Your lawyer can normally assist you with the application, making the process much simpler.

6. Open a Spanish Bank Account

Although it’s not always a legal requirement, having a Spanish bank account makes property ownership much easier.

It’s commonly used for:

• Utility bills
• Community fees
• Local taxes
• Mortgage payments
• Property insurance
• Direct debits

Having everything managed through a Spanish account helps simplify day-to-day ownership.

7. Reserve Your Property

Once you’ve found the right home, you’ll normally sign a reservation agreement and pay a reservation deposit.

This removes the property from the market while your lawyer carries out the necessary legal checks.

The exact amount and terms vary depending on the property and seller.

8. Complete the Purchase

Once all legal work has been completed, the final purchase takes place before a Spanish notary.

Ownership is then transferred, and you’ll receive the keys to your new home.

Congratulations—you now own a property in Spain!

Do You Need to Be a Spanish Resident?

No.

Many overseas buyers own property in Spain without becoming residents.

Some visit for holidays throughout the year, while others use their property for longer stays before deciding whether to relocate permanently in the future.

If you’re considering moving to Spain full-time, residency requirements will depend on your nationality and personal circumstances. It’s sensible to seek professional advice if relocation forms part of your long-term plans.

Can Non-Residents Get a Mortgage in Spain?

Yes.

Many Spanish banks offer mortgages to eligible non-resident buyers.

The amount you can borrow depends on factors such as:

• Your income
• Existing financial commitments
• The property’s valuation
• Your residency status
• The lender’s criteria

If you’re considering finance, it’s worth discussing your options early in the buying process so you know your budget before making an offer.

For a detailed guide, read our article on Mortgage Approvals on the Costa Blanca.

How Much Does It Cost to Buy Property in Spain?

In addition to the purchase price, buyers should budget for taxes and associated buying costs.

These may include:

• Property taxes
• Legal fees
• Notary fees
• Land Registry fees
• Mortgage-related costs (if applicable)

The exact amount depends on whether you’re buying a new-build or resale property.

Rather than repeating everything here, we’ve created a dedicated guide explaining all the costs involved.

Read our guide to Property Taxes on the Costa Blanca.

New Build or Resale?

Many overseas buyers aren’t sure whether to choose a new-build property or an established resale home.

Both offer excellent opportunities.

New-build properties appeal to buyers looking for:

• Contemporary design
• Energy efficiency
• Modern communal facilities
• Low-maintenance living

Resale properties are popular because they often offer:

• Established locations
• Greater variety
• Character
• Mature gardens
• Larger plots

The best choice usually depends on your lifestyle rather than the age of the property.

For a full comparison, read our guide to New Build vs Resale Property in Costa Blanca South.

Local Insight from Costa Blanca Sales

One thing we’ve noticed over the years is that many buyers arrive with a very clear idea of the property they want, but leave having bought something completely different.

Why?

Because seeing different locations and property styles in person often changes people’s priorities.

Someone looking for a beachfront apartment may discover they prefer a peaceful golf community just ten minutes inland. Equally, a buyer focused on villas may fall in love with a luxury penthouse overlooking the Mediterranean.

That’s why we always recommend keeping an open mind during your viewing trip.

Top Tips for Non-Resident Buyers

Buying property abroad is exciting, and a little preparation goes a long way.

Here are a few simple tips:

• Decide on your budget before viewing properties.
• Choose the location before choosing the property.
• View a range of homes before making a decision.
• Work with an experienced local estate agent.
• Use an independent lawyer.
• Allow for buying costs as well as the purchase price.
• Ask questions, there’s no such thing as a silly one.

Buying property in another country doesn’t have to be stressful when you have the right team supporting you.

Why Work with Costa Blanca Sales?

Buying property overseas is about much more than finding a house.

It’s about finding the right home, in the right location, with people you trust to guide you through the process.

At Costa Blanca Sales, we help international buyers every day.

We can assist you with:

• Finding the right location
• New-build and resale properties
• Personalised viewing trips
• Property comparisons
• Independent legal introductions
• Mortgage introductions
• Local knowledge
• After-sales support

Our goal is simple, to make buying property in Spain as a non-resident as straightforward and enjoyable as possible.

Final Thoughts

Buying property in Spain as a non-resident is far more straightforward than many people expect.

With the right advice, an experienced estate agent and an independent lawyer, the process is clear, well established and designed to protect buyers throughout the transaction.

Whether you’re searching for a holiday apartment, a golf property, a family villa or your dream retirement home, Spain offers outstanding opportunities for international buyers.

If you’re ready to begin your search, Costa Blanca Sales is here to help you every step of the way.

Frequently Asked Questions

Can foreigners buy property in Spain?

Yes. Foreign nationals can legally buy property in Spain whether or not they are Spanish residents.

Do I need residency to buy property in Spain?

No. Property ownership and residency are separate. You do not need to be a resident to purchase a property.

What is an NIE number?

An NIE (Número de Identificación de Extranjero) is a foreign identification number used for legal and financial transactions in Spain, including buying property.

Can I get a mortgage as a non-resident?

Yes. Many Spanish banks offer mortgages to eligible non-resident buyers, subject to their lending criteria.

Can I buy a holiday home in Spain without living there?

Absolutely. Thousands of overseas buyers own holiday homes in Spain while continuing to live in their home country.

Should I use a lawyer?

Yes. An independent lawyer plays an important role in checking the legal aspects of the purchase and guiding you through the buying process.

Is it better to buy a new build or a resale property?

Both are excellent options. The right choice depends on your budget, preferred location and lifestyle.

How long does the buying process take?

Timescales vary depending on the property and circumstances, but your estate agent and lawyer will guide you through each stage and keep you informed throughout.

Why choose Costa Blanca Sales?

We specialise in helping overseas buyers find the right property across Costa Blanca South. From choosing the right area to arranging viewings and introducing trusted legal and mortgage professionals, we’re here to make the buying journey as simple and enjoyable as possible.

The post Buying Property in Spain as a Non-Resident appeared first on Costa Blanca Sales.

If you love contemporary design, energy efficiency and low-maintenance living, a new-build property could be the perfect fit. If you prefer established neighbourhoods, larger plots or a home with character, a resale property may be the better choice.

The good news? Costa Blanca South offers an excellent selection of both, giving buyers the flexibility to find a home that truly suits their needs.

New Build vs Resale Property in Costa Blanca South

One of the first questions we hear from overseas buyers is:

“Should I buy a new build or a resale property?”

There isn’t a single right answer.

In reality, we’ve helped buyers arrive in Spain convinced they only wanted a brand-new apartment, only to fall in love with a beautiful resale villa. We’ve also seen buyers searching exclusively for resale homes discover that a modern new-build development was exactly what they were looking for.

The secret isn’t choosing the newest property.

It’s choosing the right property in the right location.

That’s why we always recommend deciding which area suits your lifestyle first, then comparing both new-build and resale options within that location.

New Build vs Resale at a Glance

Both options can make fantastic holiday homes, permanent residences or investment properties.

Why Buyers Choose a New-Build Property

New-build homes continue to be incredibly popular across Costa Blanca South, particularly in areas such as Villamartín, Punta Prima, Pilar de la Horadada, San Miguel de Salinas and Las Colinas.

For many buyers, they’re an opportunity to start a new chapter in a home that’s been designed for modern Mediterranean living.

Contemporary Design

Today’s developments are built around open-plan living, large terraces and bright, airy interiors.

Many include:

• Modern kitchens
• Stylish bathrooms
• Spacious outdoor areas
• Communal swimming pools
• Landscaped gardens
• Secure parking
• Smart-home features
• Energy-efficient construction

If you’re looking for a property that’s ready to enjoy from day one, a new build can be an excellent choice.

Lower Maintenance

Because everything is brand new, many buyers appreciate the peace of mind that comes with moving into a modern home.

That can be particularly attractive if you’re buying a holiday property and want a simple “lock up and leave” lifestyle.

Energy Efficiency

Modern homes are designed to higher energy standards than many older properties.

That often means a more comfortable home throughout the year, especially during the warmer summer months and cooler winter evenings.

Choice

Buying early in a development can sometimes allow you to choose finishes, layouts or the position of your property.

For many buyers, that’s an exciting part of the buying journey and an opportunity to make the home feel more personal.

Things to Consider

If you’re buying off-plan, you’ll usually need to wait until construction has been completed before moving in.

It’s also worth checking exactly what’s included in the purchase price, as furniture packages and certain extras may be optional.

Why Buyers Love Resale Property

Costa Blanca South has one of Spain’s largest resale markets, with everything from beachfront apartments and golf properties to traditional villas and town-houses.

Every property has its own personality, and that’s exactly what many buyers enjoy.

Established Locations

One of the biggest advantages of resale property is location.

Many of the most sought-after communities, including La Zenia, Cabo Roig, Playa Flamenca, Torrevieja and Ciudad Quesada, are well established with mature landscaping, restaurants, shops and year-round amenities already in place.

If you haven’t yet decided on your ideal location, we’ve written a guide on the best areas to buy in the Costa Blanca South which is full of useful information on areas and who they are best suited to.

You can experience the neighbourhood exactly as it is today.

Greater Variety

Unlike new developments, every resale home is different.

Whether you’re looking for a villa with a mature garden, an apartment overlooking the sea or a town-house close to the golf course, resale properties offer enormous variety.

Immediate Availability

Many resale homes are available to complete much sooner than an off-plan purchase, making them ideal for buyers who are keen to start enjoying their property without waiting for construction to finish.

Character

Some buyers simply prefer homes with individuality.

Traditional architecture, mature gardens, roof terraces and unique layouts all add to the charm of many resale properties across Costa Blanca South.

Things to Consider

As with any previously owned home, the condition will vary from property to property.

That’s why it’s important to have an independent lawyer guide you through the purchase and ensure everything is in order before completion.

Local Insight from Costa Blanca Sales

One thing we’ve learned after helping hundreds of overseas buyers is that location almost always becomes more important than whether a property is new or resale.

A beautifully designed apartment won’t be the right choice if it isn’t in an area that suits your lifestyle.

Equally, an older property in your ideal location may prove to be a much better long-term investment than a brand-new home somewhere that doesn’t feel right.

Keeping an open mind often leads to the best buying decisions.

Buying Costs

The buying process is very similar whichever type of property you choose, although the taxes are different.

Generally speaking:

You’ll also need to budget for legal fees, notary costs and Land Registry fees.

For a detailed breakdown of buying costs, read our guide to Property Taxes on the Costa Blanca, where we explain every cost involved in purchasing property in Spain.

Which Option Is Right for You?

Holiday Home Buyers

Both new-build and resale properties work well as holiday homes.

If you like contemporary design and low maintenance, you’ll probably appreciate a modern apartment or villa.

If being close to established beaches, restaurants and golf courses is more important, a resale property could be the perfect choice.

Permanent Residents

If you’re planning to live in Spain full-time, think about your everyday lifestyle.

Would you prefer a modern development with contemporary facilities, or an established neighbourhood with mature surroundings and long-standing communities?

Golf Lovers

Costa Blanca South has excellent new-build and resale properties around Villamartín, Las Ramblas, Campoamor, Las Colinas and La Marquesa Golf.

The best choice is usually the one that combines the right home with your favourite location.

Buyers Looking for Value

Value isn’t simply about paying the lowest price.

It’s about finding the property that gives you the best combination of location, lifestyle and long-term enjoyment.

Sometimes that’s a brand-new apartment.

Sometimes it’s a resale villa with a beautiful garden.

Why View Both?

One of the biggest mistakes buyers make is ruling out one option too early.

By viewing a carefully selected mix of new-build and resale properties, you’ll quickly discover which style of home feels right for you.

Many of our clients are surprised by what they ultimately choose.

Seeing different property types side by side often makes the decision much easier than comparing them online.

Why Choose Costa Blanca Sales?

At Costa Blanca Sales, we offer both new-build and resale properties across Costa Blanca South.

Because we’re not focused on just one type of property, our advice is always based on finding the right home for you.

We’ll help you compare:

• Locations
• Property styles
• Budgets
• Lifestyle requirements
• Golf and beach access
• Permanent living or holiday use
• New-build and resale opportunities

We’ll also introduce you to trusted independent lawyers, mortgage specialists and other professionals to make your purchase as smooth as possible.

Final Thoughts

There isn’t a universal winner when comparing a New Build vs Resale Property in Costa Blanca South.

Both offer fantastic opportunities to own a home in one of Spain’s most popular regions.

The best decision comes from understanding your lifestyle, exploring different areas and viewing a range of carefully selected properties.

That’s exactly where an experienced local estate agent can make all the difference.

If you’re ready to begin your search, Costa Blanca Sales can help you compare the very best new-build and resale properties across Costa Blanca South and find the home that’s right for you.

Frequently Asked Questions

Is a new-build or resale property better?

Neither is automatically better. New builds suit buyers looking for modern, low-maintenance homes, while resale properties often offer established locations and greater character.

Are new-build homes more expensive?

They can be, but they also offer modern specifications and energy-efficient construction. The best value depends on the individual property and location.

Can I buy both new-build and resale properties through Costa Blanca Sales?

Yes. We offer a wide selection of both, allowing you to compare different styles, locations and budgets before making a decision.

Which option is better for a holiday home?

Both are excellent choices. The right property depends on whether you prioritise modern convenience or an established location close to beaches, golf courses and amenities.

Can I personalise a new-build property?

Many developers offer buyers the opportunity to choose finishes and optional upgrades if they reserve early enough in the construction process.

Should I only look at one type of property?

Not necessarily. Viewing both new-build and resale homes often gives buyers a much clearer idea of what best suits their lifestyle and budget.

The post New Build vs Resale Property in Costa Blanca South appeared first on Costa Blanca Sales.

There is no single location that is best for every buyer. Choosing the right area before concentrating on individual properties is one of the most important decisions you can make.

Why Choosing the Right Area Matters

When you purchase a home in Spain, you aren’t simply buying a property. You’re also buying into the surrounding lifestyle.

A beautiful villa may not be right for you if it requires a car for every journey. Equally, an apartment within walking distance of the beach may be unsuitable if you want privacy, outdoor space and quiet surroundings.

Before beginning your property search, consider:

• Whether you’ll live in Spain permanently
• How often you’ll use the property
• Whether you intend to rent it out
• Your preferred distance from the beach
• Access to golf, shops and restaurants
• Whether you plan to drive
• Your need for healthcare and schools
• The atmosphere outside the summer season
• Community fees and maintenance
• Long-term resale appeal

The Best Areas to Buy Property in Costa Blanca South therefore vary considerably between holiday-home buyers, retirees, families, golfers, investors and remote workers.

At Costa Blanca Sales, we generally recommend choosing your preferred location, or creating a shortlist of two or three areas—before becoming too focused on individual homes.

Costa Blanca South Property Market in 2026

The Costa Blanca South remains one of Spain’s most active international property markets.

Foreign purchasers continue to play an exceptionally important role in Alicante province. Recent reporting based on Spanish notarial data placed the foreign-buyer share in Alicante at approximately 44.6%, demonstrating how international the provincial market remains.

Housing prices have also continued to rise. Spain’s official Housing Price Index recorded annual national growth of 12.9% in the first quarter of 2026, comprising a 9.1% increase for new homes and 13.5% for resale housing. These are national rather than Costa Blanca South figures, so individual towns and property types may perform differently.

The market is being supported by several buyer groups:

• International retirees
• Second-home purchasers
• Permanent relocation buyers
• Remote workers
• Spanish domestic buyers
• Lifestyle investors
• Buyers seeking modern, energy-efficient homes

Strong demand doesn’t mean every property will increase in value or produce a particular rental return. Location, condition, legal status, supply and the price paid remain fundamental.

Best Areas to Buy Property in Costa Blanca South at a Glance

1. Villamartín: Golf, Social Life and Year-Round Demand

Villamartín is one of the most established international residential areas in Orihuela Costa.

It is particularly popular with golfers, holiday-home owners and buyers seeking a lively social environment close to amenities.

Why Buyers Choose Villamartín

The area offers:

• Villamartín Golf
• Easy access to Las Ramblas and Campoamor golf courses
• Villamartín Plaza
• Restaurants, bars and supermarkets
• Established international communities
• A broad choice of resale and new-build homes
• Beaches within a short drive
• Convenient access to La Zenia Boulevard

Property options include affordable resale apartments, townhouses, detached villas and contemporary new-build developments.

Living in Villamartín can be particularly attractive to buyers who want golf, social activity and strong holiday-home appeal without paying the premium associated with being directly beside the sea.

Who Is Villamartín Best For?

Villamartín is particularly suitable for:

• Golf enthusiasts
• Sociable retirees
• Holiday-home buyers
• Investors seeking an established destination
• Buyers wanting plenty of nearby restaurants
• People comfortable living a short drive from the beach

Some residential communities are more walkable than others, so check the exact location rather than relying only on the general Villamartín name.

2. La Zenia: Beaches, Shopping and Convenience

La Zenia is one of Orihuela Costa’s most recognisable coastal areas.

Its combination of beaches, amenities, shopping and road connections makes it one of the Best Areas to Buy Property in Costa Blanca South for buyers who place convenience at the top of their list.

Why Buyers Choose La Zenia

La Zenia provides:

• La Zenia Beach
• La Zenia Boulevard
• Restaurants and cafés
• Supermarkets
• Easy access to the AP-7 and N-332
• Numerous international services
• A strong holiday atmosphere
• Good connections to surrounding resorts

Properties range from established apartments and townhouses to modern developments and luxury detached homes.

Homes within genuine walking distance of the beach tend to attract the greatest attention and often command a considerable premium.

Who Is La Zenia Best For?

La Zenia may suit:

• Beach-focused buyers
• Holiday-home owners
• Buyers who value walkability
• People wanting extensive shopping nearby
• Investors researching seasonal rental demand
• Buyers who prefer a lively international environment

The area can be very busy during peak periods. Anyone seeking complete tranquillity may prefer a quieter residential location nearby.

3. Cabo Roig: Premium Coastal Living

Cabo Roig is one of the most prestigious established areas on the Orihuela Costa coastline.

It is known for its attractive coves, marina, coastal paths and established villas—particularly around the headland.

Why Buyers Choose Cabo Roig

Cabo Roig offers:

• Attractive beaches and coves
• A picturesque marina
• Coastal walking routes
• Established detached villas
• Restaurants and nightlife
• Year-round amenities
• Strong international recognition
• Convenient access to surrounding golf courses

The local property market covers everything from apartments near the main commercial strip to substantial luxury villas close to the sea.

Who Is Cabo Roig Best For?

Cabo Roig is a strong choice for:

• Premium holiday-home buyers
• Beach and marina enthusiasts
• Buyers wanting established coastal property
• Purchasers prioritising long-term desirability
• Investors considering high-demand locations

Position matters enormously. Properties near the nightlife area offer a very different experience from homes on quieter roads around the headland.

4. Playa Flamenca: Walkability and Everyday Amenities

Playa Flamenca is a well-established coastal community located between Punta Prima and La Zenia.

It combines residential developments with convenient access to beaches, shops, restaurants and public services.

Why Buyers Choose Playa Flamenca

The area benefits from:

• Coastal access
• A popular weekly market
• Restaurants and cafés
• Supermarkets
• Sports facilities
• Proximity to La Zenia Boulevard
• A wide range of apartments and townhouses
• Strong international communities

Playa Flamenca is particularly popular with buyers looking for a manageable, low-maintenance property in an established location.

Who Is Playa Flamenca Best For?

It may appeal to:

• Holiday-home buyers
• Permanent residents
• Apartment purchasers
• Buyers who don’t want to be isolated
• People prioritising local amenities
• Investors researching coastal demand

As Playa Flamenca covers a relatively large area, walking distances to the sea and shops vary considerably.

5. Punta Prima: Modern Apartments and Coastal Views

Punta Prima occupies a desirable coastal position between Orihuela Costa and Torrevieja.

It has experienced substantial modern development and is particularly known for contemporary apartment communities with pools, landscaped gardens and sea views.

Why Buyers Choose Punta Prima

Punta Prima offers:

• Easy coastal access
• Modern apartments
• Sea-view properties
• Restaurants and supermarkets
• Convenient road connections
• Proximity to Torrevieja
• Attractive communal facilities
• A polished international atmosphere

Modern frontline and near-frontline apartments can command premium prices, particularly when they include large terraces, views and resort-style facilities.

Who Is Punta Prima Best For?

Punta Prima is suitable for:

• Buyers seeking modern apartments
• Purchasers wanting communal facilities
• Low-maintenance holiday-home owners
• Buyers wanting access to both Torrevieja and Orihuela Costa
• People prioritising sea views

Community fees should be considered carefully, especially in developments offering several pools, security, lifts and extensive gardens.

6. Torrevieja: Year-Round Coastal City Living

Living in Torrevieja is very different from living in a small resort or residential urbanisation.

It is a genuine working coastal city with a permanent population, hospitals, schools, shopping, cultural facilities, public transport and an active centre.

Why Buyers Choose Torrevieja

Torrevieja provides:

• Several beaches
• A marina and promenade
• Torrevieja University Hospital
• Shops and supermarkets
• Local bus services
• Restaurants and entertainment
• Public and private schools
• A broad selection of property
• Year-round services
• Two famous salt lakes nearby

Property ranges from affordable older apartments to renovated penthouses, beachfront homes, new-build developments and detached villas in the surrounding residential districts.

Who Is Torrevieja Best For?

Torrevieja is one of the Best Areas to Buy Property in Costa Blanca South for:

• Permanent residents
• Retirees who want services nearby
• Buyers who prefer city life
• People who don’t wish to rely completely on a car
• Apartment buyers
• Long-term relocation purchasers

As with any city, the character and property quality can change from one neighbourhood to another. Buyers should explore individual districts at different times of day.

7. Ciudad Quesada: Villas and Established Residential Living

Ciudad Quesada is a large residential community close to Rojales and within easy driving distance of Guardamar’s beaches.

It is especially popular with international permanent residents and retirees.

Why Buyers Choose Ciudad Quesada

The area offers:

• La Marquesa Golf
• Detached villas
• Apartments and townhouses
• Restaurants and supermarkets
• Medical and professional services
• An established international community
• Salt-lake and countryside views from some locations
• Beaches within a short drive

Ciudad Quesada offers considerably more space than many coastal apartment destinations, making it attractive to people seeking private outdoor areas, pools or larger homes.

Who Is Ciudad Quesada Best For?

Ciudad Quesada may suit:

• Permanent residents
• Retirees
• Villa buyers
• Golfers
• Families
• Buyers wanting space and privacy
• People comfortable using a car

Because the area is extensive and partly hilly, walking access to amenities varies significantly.

8. Guardamar del Segura: Beaches and Spanish Coastal Character

Guardamar del Segura offers a more traditionally Spanish coastal atmosphere than some of the heavily international urbanisations farther south.

The town is known for its long beaches, protected dunes, pine forest and access to the mouth of the River Segura.

Why Buyers Choose Guardamar

Guardamar provides:

• Long sandy beaches
• Protected dunes
• Parks and natural surroundings
• A traditional town centre
• Restaurants and local shops
• A marina
• Year-round Spanish life
• Easy access to Alicante Airport

Buyers can choose between central apartments, homes close to the beach and properties in surrounding residential developments.

Who Is Guardamar Best For?

Guardamar may be right for:

• Beach lovers
• Permanent residents
• Buyers wanting a Spanish town atmosphere
• Nature enthusiasts
• Families
• People prioritising airport access

Beachfront and sea-view property can be limited, so desirable homes may attract significant competition.

9. San Miguel de Salinas: Space, Views and Traditional Character

San Miguel de Salinas is positioned inland from Orihuela Costa and provides a quieter setting with access to both the coast and surrounding countryside.

It combines a traditional Spanish town centre with newer residential developments on its outskirts.

Why Buyers Choose San Miguel de Salinas

The area offers:

• A more traditional Spanish atmosphere
• Countryside and salt-lake views
• Access to nearby golf courses
• Lower-density residential environments
• Modern new-build developments
• Beaches within driving distance
• More space for the budget in some locations

Properties include village homes, apartments, townhouses, villas and contemporary developments.

Who Is San Miguel de Salinas Best For?

It may appeal to:

• Permanent residents
• Buyers seeking quieter surroundings
• People wanting views and space
• Buyers who prefer Spanish town life
• Purchasers comfortable driving to the coast
• New-build buyers

San Miguel is less suitable for someone whose main goal is walking to the beach.

10. Pilar de la Horadada: Modern Growth and Spanish Town Life

Pilar de la Horadada is the southernmost municipality in Alicante province and has become a major centre for modern residential development.

The town combines year-round Spanish life with convenient access to the coastal communities of Torre de la Horadada and Mil Palmeras.

Why Buyers Choose Pilar de la Horadada

Pilar offers:

• Extensive new-build choice
• Modern apartments and villas
• Local schools and sports facilities
• Shops and restaurants
• A traditional town centre
• Beaches a short distance away
• Access to both Alicante and Murcia airports
• Good regional road connections

The municipality is particularly attractive to buyers who want modern construction without living in a purely tourist-focused development.

Who Is Pilar de la Horadada Best For?

It is a strong option for:

• New-build buyers
• Families
• Permanent residents
• Remote workers
• Buyers seeking modern design
• Purchasers wanting access to two airports
• People who value Spanish town life

Buyers wanting to walk to the sea should focus specifically on Torre de la Horadada, Mil Palmeras or other coastal sections of the municipality.

11. Las Colinas Golf & Country Club: Luxury Resort Living

Las Colinas Golf & Country Club provides a markedly different experience from the larger coastal towns.

It is a private, low-density resort set within a protected natural environment and centred around an internationally recognised golf course.

Why Buyers Choose Las Colinas

Residents benefit from:

• Luxury contemporary property
• Championship golf
• Controlled access
• Natural surroundings
• Sports and fitness facilities
• Restaurants
• Low-density development
• High-quality communal spaces
• A private beach club facility for qualifying resort users

Properties include apartments, penthouses and individually designed villas.

Who Is Las Colinas Best For?

Las Colinas may suit:

• Luxury-property buyers
• Golf enthusiasts
• Buyers prioritising privacy
• Purchasers who prefer resort living
• Investors seeking premium property
• People wanting contemporary architecture

It is a car-dependent environment and property prices, community arrangements and running costs reflect its premium positioning.

Which Area Is Best for Your Lifestyle?

Best for Golf

Consider:

• Villamartín
• Ciudad Quesada
• Las Colinas
• Las Ramblas
• Campoamor

Best for Walking to the Beach

Consider:

• La Zenia
• Cabo Roig
• Playa Flamenca
• Punta Prima
• Guardamar
• Torre de la Horadada

Always verify the walking route from the specific property. “Close to the beach” can mean very different things in property advertising.

Best for Permanent Living

Consider:

• Torrevieja
• Ciudad Quesada
• Guardamar
• Pilar de la Horadada
• San Miguel de Salinas

These areas provide established services and remain active beyond the main tourist season.

Best for Modern New Builds

Consider:

• Pilar de la Horadada
• San Miguel de Salinas
• Punta Prima
• Los Dolses
• Villamartín
• Las Colinas

Best for Luxury Property

Consider:

• Las Colinas
• Cabo Roig
• Campoamor
• Punta Prima
• Premium sections of Ciudad Quesada

Best for a Traditional Spanish Atmosphere

Consider:

• Guardamar del Segura
• San Miguel de Salinas
• Pilar de la Horadada
• Rojales
• Benijófar

Which Areas Offer the Best Investment Potential?

There is no area in which returns or capital growth can be guaranteed.

Investment performance depends on:

• The purchase price
• Exact location
• Property condition
• Legal rental permissions
• Community restrictions
• Seasonality
• Management costs
• Maintenance
• Ongoing taxation
• Future supply

Holiday demand may be stronger in coastal and golf destinations, while year-round towns can potentially support more consistent long-term residential demand.

Before purchasing for rental purposes, establish:

• Whether tourist rental use is legally permitted
• Whether the owners’ community imposes restrictions
• Which registrations or licences are required
• Expected gross and net income
• Management and cleaning costs
• Seasonal occupancy patterns
• Tax obligations

Historical demand shouldn’t be treated as a promise of future performance.

How to Choose Between Two Areas

Once you have narrowed your search, spend meaningful time in each location.

Try to:

1. Visit during the day and evening.
2. Drive or walk your likely everyday routes.
3. Check the distance to supermarkets and healthcare.
4. Experience traffic and parking conditions.
5. Visit outside the main holiday season where possible.
6. Compare property prices and community fees.
7. Speak with residents.
8. Consider how your needs may change.
9. Review future resale appeal.
10. Avoid judging an area from one viewing trip alone.

A location that feels perfect during a summer holiday may feel very different during winter or when managing daily life.

New-Build or Resale Property?

The Best Areas to Buy Property in Costa Blanca South also depend on whether you prefer a new-build or resale home.

New-Build Advantages

New-build property may offer:

• Contemporary design
• Energy efficiency
• Modern kitchens and bathrooms
• Developer guarantees
• Lower immediate maintenance
• Attractive communal facilities

However, buyers should examine location, construction timescales, stage payments, community costs and surrounding future development.

Resale Advantages

Resale property may provide:

• Established surroundings
• Immediate availability
• Mature gardens
• Larger plots
• Proven community facilities
• More choice close to existing amenities
• Potential for negotiation or renovation

An independent lawyer should review either type of purchase.

Common Location Mistakes to Avoid

Buyers should avoid:

• Choosing a property before researching the area
• Assuming every part of a named location is the same
• Relying solely on online maps
• Underestimating car dependency
• Ignoring winter atmosphere
• Focusing only on distance from the beach
• Believing unverified rental projections
• Overlooking community fees
• Failing to consider future mobility needs
• Buying somewhere that suits holidays but not permanent life
• Assuming the cheapest area offers the best value
• Ignoring the property’s future resale audience

The best value is usually the home that suits your requirements and remains desirable to future purchasers—not simply the property with the lowest asking price.

Why Choose Costa Blanca Sales?

Costa Blanca Sales helps international purchasers compare the Best Areas to Buy Property in Costa Blanca South before selecting individual homes.

Our service includes:

• Personalised buyer consultations
• Detailed area comparisons
• Resale and new-build property searches
• Personal viewing tours
• Honest discussion of location advantages and disadvantages
• Guidance on buying costs
• Introductions to independent lawyers
• Mortgage-specialist introductions
• Support throughout the purchase
• Practical after-sales assistance

We work across Orihuela Costa, Torrevieja, Ciudad Quesada, Guardamar, San Miguel de Salinas, Pilar de la Horadada and surrounding Costa Blanca South locations.

Our objective isn’t simply to show you properties. It is to help you find the right combination of home, location and lifestyle. Our guide to property taxes on the Costa Blanca can help you budget effectively and our other practical guides such as Cost of Living on the Costa Blanca can help you further decide on the best area, property and lifestyle to suit your needs.

Final Thoughts: Where Should You Buy?

The Best Areas to Buy Property in Costa Blanca South ultimately depend on how you want to live.

Villamartín offers golf and social life. La Zenia and Cabo Roig provide convenient coastal living. Torrevieja delivers year-round city amenities. Ciudad Quesada offers established villa communities. Guardamar combines beaches with Spanish character. San Miguel de Salinas provides quieter surroundings, while Pilar de la Horadada offers extensive modern development. Las Colinas serves buyers seeking luxury resort living.

Before choosing a property, decide which factors matter most:

• Beach access
• Golf
• Walkability
• Year-round services
• Traditional Spanish character
• Modern construction
• Space and privacy
• Rental considerations
• Budget
• Long-term plans

Once those priorities are clear, the right locations become much easier to identify.

Property markets can change, but buying in an area that genuinely suits your needs will always be more important than following a temporary trend.

As a final thought, our guide on Expert Tips for Buying on the Costa Blanca can help if you need any further information on the buying process itself.

Frequently Asked Questions

What are the Best Areas to Buy Property in Costa Blanca South?

Popular choices include Villamartín, La Zenia, Cabo Roig, Playa Flamenca, Punta Prima, Torrevieja, Ciudad Quesada, Guardamar del Segura, San Miguel de Salinas, Pilar de la Horadada and Las Colinas. The right choice depends on your budget and intended lifestyle.

Which area is best for beachfront property?

La Zenia, Cabo Roig, Playa Flamenca, Punta Prima, Guardamar and Torre de la Horadada all offer access to attractive beaches. Availability and prices depend heavily on the property’s precise distance from the coastline.

Where is best for golf property?

Villamartín, Las Ramblas, Campoamor, Ciudad Quesada and Las Colinas are among the strongest golf-property destinations in the region.

Is Torrevieja a good place to buy?

Yes. Torrevieja offers extensive year-round services, healthcare, beaches, shopping and one of the region’s widest selections of property. Choosing the right neighbourhood is essential.

Which area is best for new-build property?

Pilar de la Horadada, San Miguel de Salinas, Villamartín, Los Dolses, Punta Prima and Las Colinas frequently offer modern development opportunities. Current availability changes as projects sell and new phases launch.

Which area is most suitable for retirement?

Ciudad Quesada, Torrevieja, Guardamar, Villamartín and Pilar de la Horadada are popular with retirees due to their amenities and established communities. Personal mobility, healthcare access and transport requirements should guide the final decision.

Where can I find a traditional Spanish lifestyle?

San Miguel de Salinas, Guardamar, Pilar de la Horadada, Rojales and Benijófar retain stronger traditional town identities than many purpose-built coastal urbanisations.

Which area has the best rental potential?

Coastal and golf destinations may experience strong holiday demand, while Torrevieja and established towns may offer broader year-round rental markets. Returns aren’t guaranteed, and buyers must check current licensing, community and tax requirements.

Should I choose the area before the property?

Yes. Selecting a suitable location first can prevent you from purchasing an attractive property that doesn’t support your preferred lifestyle or long-term plans.

Can Costa Blanca Sales help me compare different areas?

Yes. Costa Blanca Sales can help you compare locations according to budget, beach access, golf, amenities, permanent-living suitability and property type before arranging personalised viewings.

The post Best Areas to Buy Property in Costa Blanca South appeared first on Costa Blanca Sales.

Why Buying Property in Costa Blanca South is So Popular

The Costa Blanca South has become one of Spain’s leading destinations for overseas property buyers, attracting purchasers from the UK, Ireland, the Netherlands, Belgium, Germany, Scandinavia and many other European countries.

The region offers far more than sunshine and beaches. Buyers are increasingly choosing the Costa Blanca South because it provides an excellent combination of affordability, modern infrastructure and year-round lifestyle.

Some of the biggest reasons for buying property in Costa Blanca South include:

• Over 300 days of sunshine each year
• Beautiful Blue Flag beaches
• Championship golf courses
• Excellent healthcare
• International schools
• Modern shopping centres
• Two international airports within easy reach
• Large English-speaking communities
• Strong rental demand
• Excellent value compared with many other Mediterranean destinations

Whether you’re looking for a permanent home or a holiday property, the Costa Blanca South caters for almost every lifestyle and budget.

Costa Blanca South Property Market Overview

The property market across the Costa Blanca South has remained resilient in recent years, supported by continued international demand and limited supply in many of the most desirable locations.

Although prices have increased in popular areas, property continues to offer excellent value when compared with destinations such as the Costa del Sol, the Balearic Islands and many coastal regions elsewhere in Europe.

Several factors continue to support the market:

• Growing international demand
• Continued interest from retirees
• Remote working relocation
• Limited supply of quality new-build developments
• Strong tourism supporting the rental market
• Ongoing infrastructure improvements

Rather than being driven purely by holiday buyers, today’s market is increasingly supported by people relocating permanently or spending much longer periods living in Spain.

This has created demand for homes suitable for year-round living rather than simply holiday accommodation.

Why Buy Property in Costa Blanca South?

There are many reasons why international buyers continue buying property in Costa Blanca South.

Outstanding Climate

The region enjoys over 300 days of sunshine annually, making outdoor living possible throughout much of the year.

Excellent Value

Property prices remain competitive compared with many other Mediterranean destinations while offering excellent lifestyle benefits.

Beautiful Coastline

The Costa Blanca South is famous for its Blue Flag beaches, promenades, marinas and protected natural parks.

Easy Accessibility

Alicante Airport serves destinations across Europe and is typically within 30–45 minutes of most Costa Blanca South locations.

Murcia International Airport also provides convenient access for many buyers.

Strong International Community

Many towns have well-established international communities, making it easier for overseas buyers to settle into Spanish life while still enjoying local culture.

Excellent Healthcare

Residents benefit from access to both Spain’s public healthcare system (where eligible) and a wide choice of private medical facilities.

The Best Areas for Buying Property in Costa Blanca South

One of the biggest advantages of buying property in this region is the variety of locations available.

Each area offers a different lifestyle.

Orihuela Costa

One of the Costa Blanca South’s most popular destinations.

Ideal for:

• Beach lovers
• Golf enthusiasts
• Holiday homes
• Rental investment
• New-build developments

Popular areas include:

• La Zenia
• Villamartín
• Cabo Roig
• Campoamor
• Playa Flamenca
• Punta Prima

Torrevieja

Living in Torrevieja means you’ll get a wide range of fantastic city style amenities with excellent beaches and a year-round atmosphere.

Popular with:

• Permanent residents
• Retirees
• Holiday buyers
• Apartment purchasers
• Investors

The town offers one of the widest selections of resale and new-build property on the Costa Blanca South.

Ciudad Quesada

Ciudad Quesada offers a quieter residential environment while remaining close to beaches, golf courses and shopping.

Popular with:

• Retirees
• Families
• Permanent residents
• Villa buyers

The area provides larger plots and a relaxed atmosphere while maintaining excellent facilities.

Guardamar del Segura

Known for its beautiful beaches and protected sand dunes, Guardamar combines traditional Spanish character with modern coastal living.

Buyers appreciate:

• Long sandy beaches
• Marina
• Nature parks
• Restaurants
• Year-round living

Pilar de la Horadada

One of the fastest-growing locations for modern developments.

Popular because of:

• Excellent value
• Contemporary new-build homes
• Beautiful beaches
• Easy access to Murcia
• Expanding amenities

Las Colinas Golf & Country Club

For buyers seeking luxury, Las Colinas Golf & Country Club is widely regarded as one of Spain’s finest residential golf resorts.

Residents enjoy:

• Award-winning championship golf course
• Contemporary apartments
• Luxury villas
• Exclusive penthouses
• Sports facilities
• Restaurants
• Nature reserve
• 24-hour security

It remains one of the Costa Blanca South’s most prestigious addresses.

New-Build vs Resale Property

One of the biggest decisions when buying property in Costa Blanca South is whether to choose a new-build home or an established resale property.

Buying a New-Build Property

New-build developments continue to attract strong demand.

Advantages include:

• Modern architecture
• Excellent energy efficiency
• Contemporary kitchens and bathrooms
• Lower maintenance
• Developer guarantees
• Smart-home technology
• Attractive communal facilities

New-build properties particularly appeal to buyers seeking modern living and lower running costs.
See our full portfolio of New Build Properties for Sale.

Buying a Resale Property

Resale homes remain extremely popular because they often provide:

• More established locations
• Larger plots
• Mature gardens
• Better value in some areas
• Immediate availability
• Greater variety

Many resale homes are situated within established communities close to beaches, restaurants and shopping.
See our full portfolio of Re-Sale Properties.

Step-by-Step Guide to Buying Property in Costa Blanca South

Understanding the purchase process helps reduce uncertainty and ensures everything progresses smoothly.

Step 1 – Establish Your Budget

Before viewing properties, calculate:

• Purchase budget
• Buying costs
• Mortgage requirements
• Ongoing ownership costs

Remember to budget approximately 12–14% above the purchase price to cover your taxes (here’s our full guide on property taxes Costa Blanca) and associated buying expenses.

Step 2 – Find the Right Property

Work with an experienced local estate agent who understands both the property market and the different lifestyles offered by each area.

At this stage you’ll compare:

• Locations
• Property types
• New-build versus resale
• Community facilities
• Rental potential
• Future suitability

Step 3 – Obtain Your NIE Number

Every foreign buyer requires an Número de Identificación de Extranjero (NIE) before completing a property purchase in Spain.

Your lawyer can normally assist with this process.

Step 4 – Reserve the Property

Once you’ve chosen your property, you’ll usually:

• Agree the purchase price
• Sign a reservation agreement
• Pay a reservation deposit

The property is then normally removed from the market while legal work begins.

Step 5 – Appoint an Independent Lawyer

Your solicitor will carry out essential legal checks, including:

• Ownership verification
• Land Registry checks
• Outstanding debts
• Planning issues
• Community fee enquiries
• Contract review

Using an independent lawyer is one of the most important protections available to buyers.

Step 6 – Sign the Private Purchase Contract

Once legal checks have been completed satisfactorily, both parties sign the private purchase contract.

At this stage, a further deposit is commonly paid and the completion date is agreed.

Step 7 – Completion Before the Notary

Completion takes place before a Spanish Notary.

This is where:

• Final payment is made
• Ownership transfers
• Title deeds are signed
• Keys are handed over

Congratulations — you’re now the owner of your Costa Blanca South property.

What Does Buying Property in Costa Blanca South Cost?

Many first-time buyers underestimate the additional costs involved.

You should generally budget 12–14% above the agreed purchase price.

Typical buying costs include:

*Applicable rates depend on the property’s location, value and current legislation.

For example:

A property purchased for €250,000 may require an overall budget of approximately €280,000–€285,000, depending on the type of purchase and financing.

Can Foreigners Buy Property in Spain?

Yes.

There are no general restrictions preventing foreign nationals from buying property in Costa Blanca South.

Whether you’re purchasing as:

• A UK citizen
• An Irish citizen
• An EU resident
• A non-EU national

you can legally own Spanish property, although visa, residency, taxation and financing rules may differ according to your circumstances.

Professional legal and tax advice should always be obtained before purchasing.

Can You Get a Spanish Mortgage?

Many international buyers finance part of their purchase through a Spanish mortgage.

As a general guide:

• Non-residents may commonly borrow approximately 60–70% of the lower of the purchase price or valuation.
• Spanish residents may qualify for higher loan-to-value ratios, subject to the lender’s affordability assessment.

Mortgage approval depends on factors including:

• Income
• Existing debt
• Credit history
• Deposit size
• Age
• Property valuation

Preparing your finances before viewing properties can significantly improve the buying process.

Is Buying Property in Costa Blanca South a Good Investment?

While no property investment is guaranteed, the Costa Blanca South continues to benefit from several positive long-term factors.

These include:

• Strong international demand
• Limited supply in prime locations
• Growing permanent population
• Excellent tourism
• Modern infrastructure
• Continued overseas interest

Many buyers purchase primarily for lifestyle while benefiting from potential long-term capital appreciation and rental opportunities.

Any investment decision should consider:

• Personal financial objectives
• Rental regulations
• Ongoing ownership costs
• Local market conditions
• Professional tax advice

Common Mistakes Buyers Should Avoid

People buying property in Costa Blanca South can reduce risk by avoiding several common mistakes.

These include:

• Not appointing an independent lawyer
• Underestimating buying costs
• Choosing a location without visiting
• Focusing only on purchase price
• Ignoring community fees
• Forgetting annual ownership costs
• Assuming mortgage approval is guaranteed
• Relying solely on rental income projections
• Not researching different areas
• Rushing into a reservation agreement

Taking time to understand the buying process, and researching expert tips for buying on the Costa Blanca can prevent expensive mistakes later.

Why Choose Costa Blanca Sales?

Buying property overseas involves far more than choosing the right home.

At Costa Blanca Sales, we help buyers throughout every stage of buying property in Costa Blanca South, including:

• Understanding different locations
• Comparing new-build and resale homes
• Arranging personalised viewing trips
• Introducing independent lawyers
• Mortgage introductions
• Explaining buying costs
• Supporting you through completion
• Providing after-sales guidance

Whether you’re searching for a beachfront apartment, golf villa, investment property or permanent family home, our experienced local team can help you make a confident and informed purchase.

Is Now a Good Time for Buying Property in Costa Blanca South?

For many buyers, the answer is yes.

The Costa Blanca South continues to benefit from:

• Strong international demand
• Growing relocation market
• Excellent infrastructure
• Attractive lifestyle
• Modern new-build developments
• Competitive pricing compared with many other Mediterranean destinations

While property prices have risen steadily, many experts believe the region still offers excellent long-term value because demand continues to be supported by lifestyle rather than speculation alone.

Ultimately, the right time to buy depends on your personal finances, long-term plans and property objectives.

Final Thoughts

Buying property in Costa Blanca South remains one of the most attractive opportunities for international buyers seeking sunshine, lifestyle and long-term value.

Whether you’re looking for a modern new-build apartment, a luxury golf villa or a traditional resale home close to the beach, the region offers exceptional choice across a wide range of budgets.

Understanding the buying process, budgeting for all associated costs and working with experienced local professionals will help ensure your purchase is smooth, secure and enjoyable.

With the right advice and careful planning, buying property in the Costa Blanca South can be one of the best lifestyle decisions you’ll ever make.

Frequently Asked Questions About Buying Property in Costa Blanca South

Can foreigners buy property in Costa Blanca South?

Yes. Foreign nationals can legally purchase property in Spain. You’ll need an NIE number and should appoint an independent lawyer to manage the legal aspects of the purchase.

How long does buying property in Costa Blanca South take?

A typical resale purchase often completes within 4–8 weeks, although this can vary. New-build purchases depend on the stage of construction and agreed completion date.

How much extra should I budget?

Most buyers should budget approximately 12–14% above the purchase price to cover taxes, legal fees, notary costs, Land Registry fees and any mortgage-related expenses.

Do I need a Spanish bank account?

Yes. A Spanish bank account is normally required for completing the purchase and paying ongoing expenses such as utilities, community fees and local property taxes.

Can I get a Spanish mortgage as a foreign buyer?

Yes. Non-resident buyers can often obtain financing of around 60–70% of the property’s valuation or purchase price (whichever is lower), subject to the lender’s approval criteria.

Is a new-build or resale property better?

Neither is automatically better. New-build homes offer modern design, energy efficiency and developer warranties, while resale properties often provide more established locations, larger plots and immediate availability.

Which areas are best for buying property in Costa Blanca South?

Popular locations include Orihuela Costa, Torrevieja, Ciudad Quesada, Guardamar del Segura, Pilar de la Horadada and Las Colinas Golf & Country Club. The best choice depends on your budget, lifestyle and long-term plans.

Why should I use Costa Blanca Sales?

Costa Blanca Sales combines local market knowledge with personalised service, helping buyers find the right resale or new-build property while guiding them through every stage of the buying process, from the first viewing to completion and beyond.

The post Buying Property in Costa Blanca South – 2026 appeared first on Costa Blanca Sales.

Buying a Spanish property can be an exciting experience, but knowing how to choose a trustworthy estate agent in Orihuela Costa can determine whether the process feels organised and reassuring or confusing and stressful.

Why Knowing How to Choose a Trustworthy Estate Agent in Orihuela Costa Matters

Buying a property in Spain should be exciting, but the experience can quickly become stressful without the right professional support.

This is particularly important for international buyers who may be dealing with:

• A different legal system
• Unfamiliar property taxes
• Spanish contracts and documentation
• Language barriers
• Currency exchange
• Mortgage requirements
• Local planning considerations
• Different property-buying customs

An estate agent will often be one of your main points of contact throughout the purchase. The quality of that relationship can affect the properties you see, the information you receive and how confidently you move through the buying process.

A trustworthy estate agent should do more than open doors and send property links. They should help you understand the area, identify suitable homes, communicate clearly and support proper legal due diligence.

Why Local Knowledge is Essential in Orihuela Costa

Orihuela Costa isn’t one single property market.

It consists of numerous coastal communities, golf developments and residential urbanisations, each offering different property types, amenities, lifestyles and price levels.

Popular Orihuela Costa areas include:

• Villamartín
• La Zenia
• Playa Flamenca
• Cabo Roig
• Campoamor
• Punta Prima
• Los Dolses
• Lomas de Cabo Roig
• Las Ramblas
• Dehesa de Campoamor
• Mil Palmeras

A trustworthy local agent should be able to explain the practical differences between these areas rather than simply sending listings that match your bedroom count and budget.

For example:

• Buyers prioritising walking access to the beach may prefer La Zenia, Playa Flamenca, Cabo Roig or Punta Prima.
• Golf enthusiasts may be better suited to Villamartín, Las Ramblas or Campoamor.
• Permanent residents may prioritise supermarkets, healthcare, schools and year-round services.
• Holiday-home buyers may focus on airport access, communal facilities and low-maintenance properties.
• Investors may place greater importance on licensing rules, rental demand and long-term resale appeal.

The right location depends on how you intend to use the property. A knowledgeable agent should establish that before recommending specific homes.

1. How to Choose a Trustworthy Estate Agent in Orihuela Costa: Check the RAICV Register First

One of the first steps when assessing an estate agent in Orihuela Costa is to ask for their registration number in the Registro de Agentes de Intermediación Inmobiliaria de la Comunitat Valenciana, commonly known as the RAICV.

The register was created under Valencian Decree 98/2022 to promote transparency in the property sector and protect consumers using real estate intermediation services. The official registration procedure applies to qualifying individuals and companies carrying out professional property-intermediation activity in the Valencian Community.

Ask the agency:

• What is your RAICV registration number?
• Under which individual or company name are you registered?
• Can I have the registration details in writing?
• Does the number appear on your contracts and client documentation?
• Can I verify it through the official register?

A professional agency should provide this information promptly and without resistance.

Costa Blanca Sales operates under RAICV registration number 3981.

However, buyers should still make their own verification checks rather than relying exclusively on a number displayed on a website or advertisement.

What Does RAICV Registration Tell You?

RAICV registration is an important starting point because registered agents must satisfy specified requirements relating to professional capacity, business location and financial safeguards.

The official registration requirements include professional identification, an establishment open to the public or an eligible physical address in the Valencian Community, and the inclusion of registration and insurance or guarantee information in relevant client documentation.

Professional registration is therefore a meaningful trust signal.

However, registration alone doesn’t tell you:

• How well the agent knows Orihuela Costa
• Whether they communicate effectively
• How carefully they select properties
• Whether they provide balanced advice
• What previous clients experienced
• How much support they provide after completion

Treat RAICV registration as an essential compliance check rather than the only factor in your decision.

2. Verify the Agency’s Business Identity

A trustworthy estate agency should clearly display who it is and how it can be contacted.

Look for:

• Registered company or trading name
• CIF or NIF details where appropriate
• Physical office address
• Telephone number
• Professional email address
• Named members of staff
• RAICV registration number
• Privacy and legal notices
• Complaints information
• Professional insurance details where applicable

Be cautious when an agent operates only through social media or messaging applications and won’t provide clear business information.

An online-only service isn’t automatically unreliable, but buyers should still be able to identify the legal person or company responsible for the transaction and the physical address associated with the business.

The Valencian registration rules specifically address both agents with public-facing premises and those operating exclusively through electronic or remote channels.

3. Test Their Knowledge of Orihuela Costa

A Trustworthy Estate Agent in Orihuela Costa Knows the Local Market and a good way to assess an estate agent is to ask comparative questions rather than general ones.

For example:

“What are the main lifestyle, property and resale differences between Villamartín, La Zenia and Playa Flamenca?”

A knowledgeable local agent should be able to discuss subjects such as:

• Distance from the beach
• Walkability
• Public transport
• Parking
• Year-round amenities
• Property age and style
• New-build availability
• Community facilities
• Typical plot sizes
• Golf access
• Seasonal atmosphere
• Rental demand
• Suitability for permanent living

The answer should also reflect your personal requirements.

Someone relocating with children needs different advice from a retired couple, a golfer, a remote worker or an investor seeking holiday-rental income.

Local knowledge means being able to explain not only where a property is situated, but what living there will actually feel like, for example here’s our guides on Living in Villamartin and Living in Torrevieja.

4. Choose an Agent Who Asks the Right Questions

A professional agent should spend time understanding your needs before arranging viewings.

They should ask about:

• Your maximum total budget
• Whether you’re buying with cash or a mortgage
• Your preferred areas
• Property type
• Number of bedrooms
• Permanent living or holiday use
• Need for rental potential
• Walking distance to amenities
• Access to beaches or golf
• Outdoor space
• Community fees
• Accessibility requirements
• Expected buying timescale

An agent who immediately sends dozens of unsuitable properties may be prioritising volume over service.

A carefully prepared shortlist is often more valuable than access to hundreds of listings.

The best agents are also prepared to say when a property doesn’t fit your requirements, even when showing it would be commercially convenient for them.

5. Insist on Independent Legal Advice

One of the clearest signs of a trustworthy estate agent is their attitude towards independent legal representation.

Your lawyer should protect your interests, review the legal documentation and explain the consequences of the contracts you’re being asked to sign.

A professional estate agent should be comfortable with:

• You appointing your own independent lawyer
• Your solicitor reviewing the reservation agreement
• Ownership and Land Registry checks
• Investigating debts attached to the property
• Checking planning and licence documentation
• Confirming community debts
• Reviewing local property tax information
• Verifying what is included in the sale
• Asking questions before money is released

An agency may recommend a lawyer based on previous experience, but the final choice should remain yours.

Green Flag

“We can provide details of independent lawyers, but you’re free to appoint any qualified solicitor you trust.”

Red Flag

“You must use our lawyer or the purchase cannot proceed.”

Never allow commercial pressure to override your right to independent legal advice.

6. Understand Who the Estate Agent Represents

Buyers should ask the agent to explain their role in the transaction.

In many Spanish resale transactions, the estate agent has been instructed by the seller and receives a commission connected with the sale. That doesn’t prevent the agent from assisting the buyer professionally, but it makes independent legal representation especially important.

Ask:

• Who has instructed the agency?
• Who pays the agency’s fee?
• Does the agency hold the property directly?
• Is the listing shared with another agent?
• Who will receive the reservation deposit?
• What service is being provided specifically to me as the buyer?
• Are there any separate buyer fees?

A trustworthy estate agent should explain these arrangements clearly before you make an offer or transfer money.

7. Ask How Shared Listings Work

Property listings on the Costa Blanca are frequently shared between cooperating estate agencies.

This means the agent showing you a property may not be the agency that originally listed it.

Shared listings aren’t necessarily a problem. They can give buyers access to a much wider selection of homes without contacting numerous agencies.

However, the agent should be able to explain:

• Whether the property is directly listed or shared
• Who is responsible for confirming the property details
• Who will communicate with the seller
• Who will hold any reservation funds
• Which agency’s documentation will be used
• Who will coordinate with your lawyer

You should also confirm that the property remains available and that the asking price and description are current.

Duplicate listings with different prices, outdated information or unclear responsibility should be investigated before you proceed.

8. Examine the Quality of Property Information

A reliable estate agent should make reasonable efforts to provide accurate and useful property information.

Before viewing or reserving, ask for details covering:

• Exact location
• Constructed area
• Plot size
• Number of bedrooms and bathrooms
• Community fees
• Approximate annual IBI
• Rubbish collection charge
• Furniture and appliances included
• Parking and storage
• Orientation
• Air-conditioning
• Community pool
• Property condition
• Occupancy status
• Availability
• Any known renovation needs

Not every answer will be immediately available. What matters is how the agent responds.

A professional agent should distinguish between:

• Confirmed facts
• Seller-provided information
• Estimates
• Matters requiring legal verification

An honest “I need to check that” is more trustworthy than a confident answer based on guesswork.

9. Check How They Discuss Property Disadvantages

Understanding how to choose a trustworthy estate agent in Orihuela Costa can help you avoid common buying mistakes and no property is perfect.

An agent who describes every home as an outstanding opportunity is unlikely to be giving you balanced advice.

Trustworthy agents should be willing to discuss issues such as:

• Distance from amenities
• Road noise
• Limited parking
• Lack of lift access
• High community fees
• Renovation requirements
• Seasonal surroundings
• Small terraces
• North-facing outdoor areas
• Car dependency
• Limited storage
• Older electrical or plumbing systems

The purpose isn’t to discourage you. It is to help you decide whether the compromises are acceptable for your needs.

An agent who openly explains potential disadvantages is demonstrating that they are interested in finding a suitable property, not simply completing the fastest sale.

10. Assess Communication Quality

Another important part of how to choose a trustworthy estate agent in Orihuela Costa is assessing how they communicate. Fast communication is helpful, particularly in a competitive market, but speed alone doesn’t establish trust.

A reliable agent should:

• Answer specific questions directly
• Confirm important details in writing
• Explain unfamiliar terms
• Keep you informed
• Avoid unsupported promises
• Admit when information isn’t yet confirmed
• Communicate respectfully
• Respond appropriately when concerns are raised

Pay particular attention to how an agent handles difficult questions.

Generic, evasive or contradictory answers may indicate weak knowledge or poor internal processes.

Important information relating to price, contents, deposits, completion dates or agreed conditions should always be confirmed in writing.

11. Make Sure All Buying Costs Are Explained

A trustworthy estate agent should help you understand that your total budget must cover more than the property’s asking price.

Depending on whether you’re buying a resale or new-build home, costs can include:

• Property Transfer Tax on a resale purchase
• VAT on a qualifying new-build purchase
• Stamp Duty on a qualifying new-build purchase
• Independent legal fees
• Notary costs
• Land Registry costs
• Mortgage valuation and related financing expenses
• Currency exchange
• Property insurance
• Initial utility or administration costs

Ongoing ownership expenses may include:

• IBI local property tax
• Rubbish collection charges
• Community fees
• Utilities
• Insurance
• Maintenance
• Pool or garden care
• Applicable resident or non-resident taxation

An agent doesn’t replace a lawyer, tax adviser or mortgage specialist, but they should identify the main cost categories and refer you to qualified professionals for personal advice.

Be cautious when an agency focuses exclusively on the deposit and purchase price without discussing the wider budget.

Our guide to Property Taxes Costa Blanca can give you a deeper insight into the buying costs and what you need to budget for when you purchase a property in the region.

12. Be Careful with Rental-Income Claims

Some buyers are attracted by the possibility of generating rental income when they aren’t using their property.

An agent may provide useful market observations, but rental claims should be treated carefully.

Ask:

• Is tourist rental activity legally permitted in this property?
• Are there community restrictions?
• What licences or registrations may be required?
• Are the estimated figures gross or net?
• Have management, cleaning and maintenance costs been deducted?
• Is the estimate based on actual comparable properties?
• Is demand seasonal or year-round?
• Who would manage the property?
• What taxes may apply?

No responsible agent should guarantee a specific rental return or future capital growth.

Rental legislation, community rules and licensing requirements can change. Legal and tax advice should therefore be obtained before buying a property primarily for rental use.

13. Review the Reservation Process Carefully

A reservation deposit may be used to remove a property from the market while contracts and legal checks are prepared.

Before transferring money, confirm:

• The exact property being reserved
• The agreed purchase price
• The amount of the reservation payment
• Who will hold the money
• Whether it will be placed in a client account
• When the payment becomes non-refundable
• What happens if legal problems are found
• What happens if mortgage finance is refused
• The deadline for signing the next contract
• Which fixtures, fittings and furniture are included
• Any conditions agreed with the seller

The reservation document should be reviewed by your independent lawyer before signing wherever possible.

Never send money solely because you’ve been told another buyer is interested.

A genuine deadline may exist, but you should still understand what you’re signing and the conditions governing your payment.

14. Confirm How Client Money is Handled

When an estate agent asks you to transfer a reservation deposit, you should know exactly who will receive and control the funds.

Ask for:

• The account holder’s name
• The bank’s name
• Written payment instructions
• The reason for the payment
• A receipt
• The refund conditions
• Confirmation that the account details match the relevant agency, lawyer or authorised recipient

Be extremely cautious if asked to transfer funds to:

• An unrelated individual
• An account with no clear connection to the transaction
• Different account details sent unexpectedly
• A cryptocurrency wallet
• An account that your lawyer cannot verify

Payment fraud can occur through compromised email accounts. Confirm bank details using a trusted telephone number before sending a substantial payment, particularly when instructions have changed.

15. Don’t Choose an Agent Based Only on Reviews

If you’re wondering how to choose a trustworthy estate agent in Orihuela Costa, don’t focus solely on their testimonials. Online reviews can be valuable, but they should form only part of your assessment.

Look across more than one platform and consider:

• The total number of reviews
• How recently they were posted
• Whether comments contain specific details
• How the agency responds to criticism
• Whether reviews appear repetitive or generic
• Whether reviewers describe the complete buying process

You may also ask the agent for recent buyer references, subject to client consent and privacy requirements.

Reviews should support the evidence you gather from credentials, communication, legal transparency and local knowledge—not replace those checks.

16. Ask About Support After Completion

For overseas buyers, practical questions often continue after the purchase has completed.

You may need assistance with:

• Collecting keys
• Utility transfers
• Internet installation
• Community contacts
• Locksmiths
• Furniture delivery
• Property maintenance
• Pool and garden services
• Insurance
• Tax-adviser introductions
• Snagging support for a new-build home
• Property management or key holding

An estate agent doesn’t need to provide every service directly.

However, a well-established local agency should be able to explain what after-sales support it offers and introduce reputable local professionals where necessary.

Ask what is included before you buy rather than assuming support will continue indefinitely after completion.

17. Compare Service, Not Just Inventory

The agency with the largest website doesn’t automatically provide the best service.

When comparing estate agents, consider:

A smaller local agency with excellent knowledge and communication may be more valuable than a larger operation that treats buyers as numbers.

Questions to Ask an Estate Agent Before Working With Them

Use the following questions during your initial conversation:

1. What is your RAICV registration number?
2. What is your legal company or trading name?
3. Where is your office or registered business address?
4. How long have you worked in Orihuela Costa?
5. Which areas do you specialise in?
6. Who pays your commission?
7. Do you charge the buyer any additional fees?
8. Can I appoint my own independent lawyer?
9. Who holds reservation deposits?
10. Can my lawyer review the reservation agreement first?
11. How are property details verified?
12. Are your listings direct or shared with other agencies?
13. How do you calculate rental projections?
14. What after-sales support is included?
15. How will you help me compare different Orihuela Costa locations?

The quality and clarity of the answers will tell you a great deal about the agency.

Green Flags: Signs of a Trustworthy Estate Agent

Positive signs include:

• A verifiable RAICV registration number
• Clear company and contact information
• Genuine knowledge of Orihuela Costa
• A needs-based consultation
• Honest discussion of property drawbacks
• Written confirmation of important information
• Transparent explanation of costs
• Support for independent legal representation
• Clear reservation and payment procedures
• Realistic language about rental income and price growth
• Defined after-sales support
• No pressure to sign documents you haven’t reviewed

Trust is normally established through consistent behaviour rather than one impressive sales conversation.

Red Flags to Watch For

Proceed carefully when you encounter:

• No visible registration details
• Refusal to provide an RAICV number
• Unclear company identity
• Pressure to pay immediately
• Requests to use only the agency’s chosen lawyer
• Vague answers about taxes and fees
• Guaranteed rental returns
• Guaranteed property-price growth
• Contradictory property information
• Reluctance to confirm agreements in writing
• Reservation documents with unclear refund terms
• Payment requests involving unrelated bank accounts
• Advice to skip legal checks
• Claims that planning or registration issues “don’t matter”
• Aggressive criticism of every other local agent

One concern may have an innocent explanation. Several concerns together should be treated as a serious warning.

Why Choose Costa Blanca Sales?

Costa Blanca Sales specialises in helping international buyers find resale and new-build property across Orihuela Costa and the wider Costa Blanca South.

Our approach includes:

• RAICV registration number 3981
• Detailed local area knowledge
• Carefully selected resale and new-build properties
• Personalised property searches
• Practical viewing tours
• Clear communication
• Transparent discussion of buying costs
• Support for independent legal advice
• Introductions to trusted professional advisers
• Assistance before, during and after completion

We understand that choosing the right area can be just as important as choosing the right property.

Whether you’re considering Villamartín, La Zenia, Playa Flamenca, Cabo Roig, Campoamor or another Orihuela Costa community, our team will help you compare the available options based on your lifestyle, budget and long-term plans.

Final Thoughts

Understanding How to Choose a Trustworthy Estate Agent in Orihuela Costa can protect you from avoidable stress, unsuitable properties and poorly explained financial commitments.

Begin by checking the agent’s RAICV registration and business details. Then assess their local knowledge, communication, attitude towards independent legal advice and willingness to explain the complete buying process.

The right agent should combine:

• Professional transparency
• Genuine Orihuela Costa expertise
• Accurate communication
• Respect for independent due diligence
• A clearly defined buying process
• Honest, buyer-focused guidance

In a property market as varied as Orihuela Costa, those qualities are often more valuable than having the biggest inventory page.

A trustworthy estate agent won’t simply help you buy a property. They will offer expert tips for buying on the Costa Blanca to help you understand what you’re buying, where you’re buying and what happens at every stage of the transaction.

Frequently Asked Questions About Choosing an Estate Agent in Orihuela Costa

How do I know whether an estate agent in Orihuela Costa is legitimate?

Ask for the agent’s RAICV registration number, legal company details, business address and professional contact information. The Valencian Community maintains an official registration framework for qualifying professional property-intermediation agents.

Is RAICV registration compulsory?

The Valencian registration framework applies to individuals and companies carrying out qualifying professional real estate intermediation activity in the Valencian Community. The official procedure sets out the eligibility, professional and financial requirements for registration.

Is an RAICV number enough to prove an agent is trustworthy?

No. Registration is an important compliance check, but buyers should also assess local knowledge, communication, transparency, reviews, reservation procedures and support for independent legal advice.

Should I use the estate agent’s recommended lawyer?

You may consider the recommendation, but you should be free to appoint your own independent lawyer. The solicitor should represent your interests and review the transaction without inappropriate commercial pressure.

Should my lawyer review the reservation agreement?

Yes, wherever possible. Your lawyer should explain the payment, refund conditions, deadlines, finance clauses and any commitments you’re making before you sign or transfer money.

Is it better to use a local Orihuela Costa agent?

A genuine local specialist can provide valuable knowledge about individual communities, property types, year-round amenities and lifestyle differences. However, local presence should still be combined with professional registration and transparent working practices.

Can I work with more than one estate agent?

Yes. However, many agencies share listings, so you may see the same property several times. Clear communication can help prevent duplicate viewings and confusion over which agent introduced a property.

Who pays the estate agent in Spain?

Arrangements vary. In many resale transactions the agency’s commission is connected with the seller’s instruction, while some services or property types may involve different fee structures. Ask for a written explanation of any fees you may be expected to pay.

What should I check before paying a reservation deposit?

Confirm the property, price, deposit recipient, refund conditions, deadlines, contents included in the sale and any mortgage condition. Ask your independent lawyer to review the document and verify the payment details.

Should an agent guarantee rental income?

No. A responsible agent may discuss comparable demand and potential income, but shouldn’t guarantee occupancy, rental returns or capital appreciation. Legal permissions, costs, taxation and seasonality must also be considered.

What are the biggest warning signs?

Major warning signs include missing credentials, pressure to reserve immediately, vague cost information, discouraging independent legal advice, guaranteed investment returns and unclear bank-payment instructions.

How can Costa Blanca Sales help?

Costa Blanca Sales can help you compare Orihuela Costa locations, identify appropriate resale and new-build properties, arrange personalised viewings and coordinate with independent lawyers and other professional advisers throughout the purchase.

The post How to Choose a Trustworthy Estate Agent in Orihuela Costa appeared first on Costa Blanca Sales.

Non-residents are commonly offered financing of approximately 60–70% of the lower of the purchase price or bank valuation, while Spanish residents may be considered for higher loan-to-value ratios. Every application is assessed individually, so income, existing debts, age, credit history and the property itself will all influence the final decision.

Are Spanish Banks Approving More Mortgages?

Spain’s mortgage market strengthened substantially during 2025 as buyer demand returned and financing conditions became more competitive than during the previous period of sharply rising borrowing costs.

According to Spain’s National Statistics Institute, the number of mortgages registered on residential properties increased by 17.8% across 2025, while the average amount borrowed rose by 12.6%. The number of registered residential mortgages continued to grow in March 2026, increasing by 9% compared with March 2025.

These national figures don’t guarantee that every application will be approved, but they demonstrate that Spanish banks continue to lend actively to suitable borrowers.

For people looking to purchase on the Costa Blanca, this means financing a Spanish home may be achievable when the application is properly prepared and supported by stable, verifiable income.

Why Mortgage Approvals on the Costa Blanca Remain Strong

The Costa Blanca continues to attract Spanish and international property buyers looking for:

• Permanent homes
• Retirement properties
• Holiday homes
• New-build developments
• Resale properties
• Long-term investments
• Properties with rental potential

Well-established areas with consistent property demand are generally easier for banks to assess because lenders can draw on a larger number of comparable sales and valuations.

Popular Costa Blanca South locations include:

• Torrevieja
• Villamartin
• Ciudad Quesada
• La Zenia
• Cabo Roig
• Guardamar del Segura
• Benijófar
• La Finca Golf
• Pilar de la Horadada
• Campoamor

However, a property’s location alone doesn’t determine whether a mortgage will be approved. The bank will assess both the borrower and the legal, physical and market characteristics of the property.

Current Mortgage Interest Rates in Spain

Mortgage rates in Spain improved during parts of 2024 and 2025 as European borrowing costs eased from their previous highs. However, buyers shouldn’t assume rates will continue moving down in a straight line.

The average initial interest rate on newly registered residential mortgages in Spain was 2.84% in March 2026, according to the latest available INE release.

The European Central Bank subsequently increased its three key interest rates by 0.25 percentage points in June 2026, placing the deposit facility rate at 2.25% and the main refinancing rate at 2.40% from 17 June 2026. This illustrates why mortgage pricing can change even during a generally more active lending market.

The rate offered to an individual buyer will depend on factors including:

• Residency status
• Income and employment
• Loan-to-value ratio
• Mortgage term
• Age
• Credit profile
• Existing financial commitments
• Fixed, variable or mixed-rate structure
• Additional products requested by the bank

Advertised mortgage rates should therefore be treated as a starting point rather than a guaranteed offer.

How Much Can Non-Residents Borrow?

Spanish banks regularly provide mortgages to non-resident buyers, including applicants from the UK, Ireland and other European countries.

As a general market guide, a non-resident may be offered approximately:

60–70% of the lower of the property’s purchase price or bank valuation.

This means buyers will normally need to fund:

• The remaining 30–40% deposit
• Property purchase taxes
• Legal fees
• Notary and Land Registry costs
• Valuation expenses
• Other applicable buying costs

For example, if you agree to buy a property for €250,000 but the bank values it at €235,000, a 70% mortgage would normally be calculated against the lower €235,000 valuation.

That would produce a maximum indicative loan of:

€164,500

The buyer would then need to cover the difference between the loan and purchase price, as well as all associated buying costs.

The exact percentage offered varies between banks and applicants, and some lenders may offer less depending on the borrower’s circumstances or the type of property.

How Much Can Spanish Residents Borrow?

Applicants who are legally and fiscally resident in Spain may be considered for a higher loan-to-value ratio than non-residents.

Depending on the bank and borrower, resident buyers may sometimes obtain financing of approximately:

70–80% of the lower of the purchase price or valuation.

Higher financing may occasionally be available in particular circumstances, but buyers shouldn’t build their plans around receiving the maximum possible mortgage.

The strongest applications usually involve:

• Stable employment or pension income
• A consistent earnings history
• Manageable existing debt
• A healthy deposit
• Clear credit records
• Sufficient savings after completion

Banks will also want evidence that the borrower can continue meeting repayments if interest rates or household expenses increase.

What Do Spanish Banks Assess?

Mortgage approval isn’t based on income alone.

A Spanish lender will normally assess four main areas.

1. Income

The bank will want to confirm that your earnings are stable, regular and sufficient to support the proposed repayments.

Acceptable income may include:

• Employment salary
• Self-employed income
• Pension income
• Certain investment income
• Established rental income

Lenders may treat irregular bonuses, commissions and newly established income more cautiously.

2. Existing Financial Commitments

The bank will examine your existing monthly obligations, including:

• Mortgages
• Personal loans
• Vehicle finance
• Credit card balances
• Maintenance payments
• Other recurring debts

Your proposed Spanish mortgage payment will be considered alongside these commitments.

3. Personal Circumstances

The lender may consider:

• Your age
• Number of financial dependants
• Country of residence
• Employment history
• Credit record
• Currency in which you receive income
• Intended use of the property

Applicants earning in a currency other than the euro may face additional affordability testing because exchange-rate movements could affect their ability to repay the loan.

4. The Property

The bank will also assess the property being purchased.

This usually includes:

• An independent bank valuation
• Legal registration
• Planning status
• Property type
• Condition
• Location
• Marketability
• Any restrictions or irregularities

A financially strong applicant could still experience difficulties if the property has legal problems or is considered unsuitable security for a mortgage.

Debt-to-Income and Affordability

Spanish banks generally look carefully at the percentage of a borrower’s monthly net income committed to debt repayments.

There isn’t one universal approval percentage that applies to every bank. However, lenders commonly prefer total monthly debt commitments—including the proposed mortgage—to remain within a manageable proportion of net household income.

As an illustrative example, an applicant with net household income of €4,000 per month and existing debt repayments of €400 will be assessed on the combined impact of those commitments and the proposed Spanish mortgage.

The bank may also apply a financial stress test to determine whether the borrower could still afford repayments under less favourable conditions.

Having a larger deposit and lower monthly debt commitments can strengthen an application considerably.

Fixed-Rate Mortgages

A fixed-rate mortgage keeps the agreed interest rate unchanged for the fixed period, which is often the full duration of the loan.

Potential advantages include:

• Predictable monthly repayments
• Easier long-term budgeting
• Protection against future rate increases
• Greater certainty for retirees and overseas buyers

The main disadvantage is that a fixed rate may initially be higher than an available variable rate. There may also be costs or contractual limits associated with early repayment, depending on the mortgage agreement and applicable legislation.

A fixed mortgage may suit buyers who prioritise certainty over the possibility of benefiting from future rate reductions.

Variable-Rate Mortgages

A variable-rate mortgage is commonly linked to the 12-month Euribor, plus a margin set by the bank. The Banco de España identifies the one-year Euribor as the index most frequently used to review variable-rate mortgage payments in Spain.

The monthly repayment can therefore increase or decrease when the mortgage is reviewed.

Potential advantages include:

• A lower initial rate in some cases
• The possibility of benefiting if Euribor falls
• Different early-repayment conditions in some products

Potential disadvantages include:

• Monthly repayments may increase
• Long-term costs are less predictable
• Budgeting can be more difficult

Variable-rate mortgages may suit buyers with sufficient financial flexibility to absorb potential increases in their repayments.

Mixed-Rate Mortgages

A mixed mortgage usually offers a fixed interest rate for an initial period before changing to a variable rate linked to Euribor.

For example, a mortgage may remain fixed for the first five or ten years and then convert to a variable structure.

This can provide:

• Stability during the early years
• A potentially competitive initial rate
• The possibility of benefiting from lower future rates after the fixed period

However, borrowers must understand how the variable rate will be calculated once the initial fixed period ends.

The most suitable mortgage type depends on your budget, risk tolerance, intended ownership period and long-term plans.

Documents Required for a Spanish Mortgage

Exact requirements vary, but applicants will commonly be asked to provide:

• Passport or national identity document
• Spanish NIE number
• Proof of residential address
• Recent payslips
• Employment contract
• Recent bank statements
• Most recent tax returns
• Evidence of savings and deposit funds
• Details of existing mortgages and loans
• Credit report
• Proof of pension income, where applicable
• Property reservation or purchase contract
• Evidence showing the source of purchase funds

Self-employed applicants may also need:

• Business accounts
• Company documents
• Additional tax returns
• Accountant-prepared income evidence
• Evidence of business trading history

Providing complete, clearly organised documents can help prevent unnecessary delays.

Documents not issued in Spanish may need to be officially translated, depending on the lender.

Mortgage Approval in Principle

Before committing to a property, buyers should consider obtaining an initial mortgage assessment or approval in principle.

This can help establish:

• Whether borrowing is likely to be available
• The approximate amount you may be able to borrow
• The deposit you will need
• The likely monthly repayment
• Any weaknesses in the application
• The documents required by the lender

An initial assessment is not the same as final mortgage approval.

Final approval will normally depend on:

• A satisfactory property valuation
• Legal checks
• Full underwriting
• Verification of all documentation
• The lender’s final credit decision

Even so, arranging an early assessment can make your property search more focused and reduce the risk of viewing homes outside your realistic budget.

The Importance of the Bank Valuation

Before final approval, the lender will arrange a professional valuation of the property.

The valuation helps the bank establish:

• The estimated market value
• The property’s physical condition
• Its registered size and characteristics
• Whether it represents acceptable security
• The maximum amount the lender may be willing to advance

The mortgage is typically calculated using the lower of:

• The agreed purchase price
• The bank valuation

A valuation below the purchase price may require the buyer to provide a larger deposit.

Because valuations can affect the entire financing plan, mortgage-dependent buyers should avoid signing an unconditional purchase agreement without appropriate legal advice.

Buying a New-Build Property with a Mortgage

Mortgaging a new-build property can involve a different timeline from financing a resale home.

New-build buyers may pay staged instalments during construction, with the main mortgage completing when the property is legally finished and ready for transfer.

Important considerations include:

• The completion schedule
• Stage-payment requirements
• Bank guarantees for qualifying advance payments
• Final property valuation
• Habitation and completion documentation
• Whether the developer has a preferred lender
• Whether another bank can offer better terms

A developer’s linked bank may offer a convenient mortgage option, but buyers are not necessarily required to accept it.

Comparing products remains important.

Buying a Resale Property with a Mortgage

For resale purchases, the process usually moves more quickly.

A typical sequence includes:

1. Initial mortgage assessment
2. Property search
3. Offer and negotiation
4. Reservation
5. Legal due diligence
6. Bank valuation
7. Full mortgage approval
8. Formal mortgage documentation
9. Completion before the notary

The reservation agreement and deposit contract should be reviewed by an independent lawyer, particularly when the purchase depends on mortgage approval.

Never assume that a failed mortgage application will automatically entitle you to the return of every deposit paid. The written contract and any finance clause will determine your position.

How Long Does Mortgage Approval Take?

There is no guaranteed approval timeline.

The process depends on:

• The bank
• The applicant’s financial circumstances
• How quickly documents are supplied
• Whether translations are required
• The property valuation
• Legal issues affecting the home
• The complexity of the application

Straightforward applications with complete documents can move relatively efficiently. Self-employed income, multiple currencies, complex company structures or property irregularities may require more time and investigation.

Buyers should begin preparing their mortgage application before finding a property rather than waiting until after paying a reservation deposit.

What Can Delay a Mortgage Application?

Common causes of delay include:

• Missing bank statements
• Incomplete tax returns
• Unexplained transactions
• Difficulty proving the source of funds
• Recently changing employment
• Undeclared financial commitments
• Delays obtaining a credit report
• Differences between the property and Land Registry records
• A low bank valuation
• Untranslated documents
• Legal problems with the property

Responding quickly and honestly to information requests is essential.

Attempting to hide debt or alter financial information can result in an application being rejected.

How to Improve Your Chances of Mortgage Approval

Buyers can strengthen an application by preparing well in advance.

Organise Your Finances

Reduce unnecessary debt, avoid taking out new credit and make sure your accounts are well managed.

Build a Larger Deposit

A lower loan-to-value ratio reduces the bank’s risk and may improve both approval prospects and mortgage terms.

Maintain Stable Income

A strong employment, pension or trading history helps demonstrate your ability to make long-term repayments.

Prepare Complete Documentation

Gather tax returns, payslips, bank statements, identification and proof of savings before beginning your property search.

Obtain an Early Assessment

Speak with a mortgage adviser or lender before viewing properties so you understand your likely borrowing range.

Choose a Mortgageable Property

Make sure an independent lawyer checks the property’s legal status and that the home is suitable for bank financing.

Avoid Spending All Your Savings

Banks may prefer applicants who retain a financial reserve after paying the deposit and purchase costs.

Common Mortgage Mistakes to Avoid

Buyers should avoid:

• Assuming the bank will lend against the full purchase price
• Forgetting that the lower valuation may determine the loan
• Paying a non-refundable deposit before assessing affordability
• Taking out new credit during the application
• Underestimating property taxes and buying costs
• Comparing only the headline interest rate
• Ignoring insurance and linked-product costs
• Failing to read early-repayment conditions
• Using the maximum mortgage as the target budget
• Assuming approval in principle guarantees final approval

A mortgage should support a comfortable property purchase, not stretch the household budget to its absolute limit.

Mortgage Costs to Consider

In addition to the deposit and purchase taxes (here’s our informative guide to property taxes on the Costa Blanca), mortgage buyers may encounter costs such as:

• Property valuation
• Mortgage adviser or broker fees, where applicable
• Bank account charges
• Home insurance
• Life insurance, if selected or required as part of an offer
• Currency exchange costs
• Legal advice
• Product fees or arrangement charges, where applicable

Spanish mortgage legislation places responsibility for several formal mortgage establishment costs on the lender, but buyers still need to understand every cost connected with their individual purchase and loan.

Ask for a full written breakdown before accepting an offer.

Should You Use a Mortgage Broker?

A mortgage broker experienced with international buyers may be able to:

• Compare several Spanish lenders
• Identify banks suitable for non-residents
• Assess your likely borrowing capacity
• Help organise documentation
• Explain different mortgage structures
• Communicate with lenders during underwriting

A broker may charge a fee, so the amount and payment conditions should be clearly confirmed from the beginning.

Buyers may also approach banks directly. The best option depends on how much time, knowledge and support the applicant requires.

Is Now a Good Time to Apply for a Costa Blanca Mortgage?

Spanish mortgage activity has continued to increase, with both 2025 and the latest available 2026 figures showing annual growth in registered residential mortgages.

However, the right time to apply depends more on your own circumstances than on a national headline.

A mortgage may be appropriate when:

• Your income is stable
• You have sufficient deposit funds
• You can cover all purchase costs
• Your existing debt is manageable
• You have retained emergency savings
• You understand the repayment structure
• The property suits your long-term plans

Interest rates and lending policies can change, so buyers should compare current offers rather than relying on rates advertised several months earlier.

How Costa Blanca Sales Can Help

At Costa Blanca Sales, we help international buyers find suitable resale and new-build properties across the Costa Blanca South.

Our support can include:

• Helping you establish a realistic property budget
• Identifying homes suitable for your requirements
• Arranging personalised viewing tours
• Introducing experienced mortgage specialists
• Introducing independent Spanish property lawyers
• Coordinating with agents, developers and professional advisers
• Supporting you throughout the buying process

Although the final lending decision always belongs to the bank, beginning your search with a clear understanding of your likely financing position can make the entire purchase more efficient.

Final Thoughts

The outlook for Mortgage Approvals on the Costa Blanca remains positive for well-prepared applicants.

Spanish residential mortgage registrations increased strongly during 2025 and continued to record annual growth in the latest available figures for March 2026. Nevertheless, mortgage approval is never automatic, and borrowing costs can change as wider European interest rates move.

International buyers should prepare their finances early, understand the deposit and buying costs involved, obtain an initial affordability assessment and appoint an independent lawyer before making a binding commitment.

With the right preparation and professional guidance, financing a resale or new-build property on the Costa Blanca can be a clear and manageable process.

Frequently Asked Questions About Mortgage Approvals on the Costa Blanca

Can foreigners obtain a mortgage on the Costa Blanca?

Yes. Spanish banks regularly provide mortgages to international buyers, including both residents and non-residents. Approval depends on income, debt, age, credit history, deposit size and the property being purchased.

How much deposit does a non-resident need?

Non-residents are commonly offered approximately 60–70% financing against the lower of the property’s purchase price or bank valuation. Buyers may therefore require a deposit of at least 30–40%, plus enough money to cover taxes and purchase costs.

How much can a Spanish resident borrow?

Spanish residents may sometimes obtain approximately 70–80% financing, subject to the lender’s affordability assessment and the property valuation.

Are mortgage approvals becoming easier?

Mortgage activity has increased significantly, showing that Spanish banks are actively lending. However, each application is still assessed individually, and higher lending volumes don’t mean that approval standards have disappeared.

What was the average Spanish mortgage interest rate in 2026?

The average initial interest rate on newly registered residential mortgages was 2.84% in March 2026, according to the latest published INE data available when this guide was prepared. Individual mortgage offers may be higher or lower.

Is a fixed or variable mortgage better?

Neither option is automatically better. Fixed rates offer predictable repayments, while variable rates may become cheaper or more expensive as Euribor changes. The right choice depends on your finances, risk tolerance and ownership plans.

Is an approval in principle guaranteed?

No. It is an initial indication based on the information available at the time. Final approval normally requires complete underwriting, a satisfactory valuation and legal acceptance of the property.

Can I get a mortgage for a new-build property?

Yes. Spanish banks finance qualifying new-build purchases, although the application and payment timeline may differ from that of a resale transaction.

Can rental income be used in my mortgage application?

Some lenders may consider established and properly documented rental income. Projected holiday-rental income from the property you’re planning to buy may be treated more cautiously or excluded altogether.

Can self-employed buyers obtain a Spanish mortgage?

Yes. Self-employed applicants can obtain financing but usually need to provide additional accounts, tax returns and evidence of stable business income.

Should I apply for a mortgage before viewing properties?

An initial affordability assessment before viewing is highly recommended. It helps establish your realistic budget and allows you to act more confidently when you find the right home.

Can Costa Blanca Sales arrange my mortgage?

Costa Blanca Sales can introduce buyers to experienced mortgage specialists and help coordinate the wider property-purchase process. The mortgage application, advice and final approval are handled by the relevant financial professionals and lender.

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Is the Costa Blanca Affordable?

For many international residents, the Costa Blanca offers a more affordable lifestyle without requiring them to compromise on comfort, convenience or access to essential services.

Housing will usually be the largest expense, followed by utilities, groceries, transport, insurance and healthcare. However, the Mediterranean lifestyle also provides plenty of low-cost ways to enjoy everyday life, from beaches and coastal walks to local markets, public parks and outdoor socialising.

The greatest savings are often found in areas such as:

• Fresh food and local produce
• Restaurants and set-price lunch menus
• Public transport
• Outdoor leisure activities
• Local services
• Property prices away from the beachfront
• Community-based social activities

The amount you spend will ultimately depend on whether you live in a coastal resort, city centre, golf development, traditional Spanish town or inland village.

Cost of Living on the Costa Blanca at a Glance

This makes personal budgeting essential. Two people living in the same town may have very different monthly expenses depending on their property and lifestyle.

Housing Costs

Housing is usually the biggest factor in the overall Cost of Living on the Costa Blanca.

Property prices and rents vary considerably across the region. Beachfront apartments and homes in established coastal resorts generally command higher prices, while properties located slightly inland can offer more space for the same budget.

Popular areas on the Costa Blanca South include:

• Torrevieja
• Orihuela Costa
• Ciudad Quesada
• Guardamar del Segura
• Benijófar
• Villamartin
• La Zenia
• Cabo Roig
• Algorfa
• Pilar de la Horadada

An apartment close to the beach may suit buyers who want a low-maintenance holiday home, while a villa in an established residential area may be better for permanent living.

When comparing properties, consider more than the purchase price. Community fees, local property tax, insurance, maintenance and energy efficiency can all affect the long-term cost of ownership. To help you further our guide on Property Taxes Costa Blanca can give you a more detailed insight on what to budget for.

Groceries and Everyday Shopping

Food shopping can offer good value, particularly when you buy seasonal produce and use local supermarkets, markets and independent shops.

Residents have access to:

• Large Spanish supermarket chains
• International supermarkets
• Weekly street markets
• Butchers and fishmongers
• Bakeries
• Fresh fruit and vegetable shops
• Specialist stores selling imported products

Local produce is often competitively priced, especially fruit, vegetables, bread, fish and Mediterranean ingredients.

Imported brands and products from Northern Europe may cost more, so adapting your shopping habits and choosing locally produced alternatives can reduce your weekly grocery bill.

Eating Out and Café Culture

Dining out is an important part of life on the Costa Blanca and can remain affordable when compared with many Northern European destinations.

Restaurants range from inexpensive tapas bars and cafés to international restaurants, beach clubs and fine-dining venues.

Many Spanish restaurants offer a weekday menú del día, which usually includes several courses and provides excellent value.

Coffee, breakfast and casual lunches can also be reasonably priced away from the busiest tourist areas. As with property, beachfront and marina locations generally charge more than traditional neighbourhood cafés and inland restaurants.

The variety of dining options makes it possible to enjoy an active social life while controlling your spending.

Utility Costs

Household utility costs vary according to the type, age and energy efficiency of the property.

Typical household expenses include:

• Electricity
• Water
• Internet
• Mobile phones
• Bottled gas, where used
• Air-conditioning
• Heating
• Community fees

Electricity usage can increase significantly during the hottest months if air-conditioning is used frequently. Older properties may also cost more to heat or cool than modern, energy-efficient homes.

New-build properties often include improved insulation, energy-efficient glazing and modern climate-control systems. These features may help reduce running costs over the longer term.

Before buying a resale property, ask to see recent utility bills wherever possible. This can provide a clearer indication of the home’s likely running costs.

Transport and Getting Around

The Costa Blanca benefits from a strong road network and good access to Alicante-Elche Airport, with Murcia International Airport also convenient for many Costa Blanca South locations.

Daily transport costs will depend heavily on where you choose to live.

Residents in central Torrevieja or established coastal areas may be able to walk to shops, restaurants, beaches and healthcare facilities. Those living on golf resorts, urbanisations or in more rural locations will often find a car more practical.

Your transport budget may include:

• Fuel
• Vehicle insurance
• Road tax
• Maintenance
• Parking
• Bus fares
• Taxis
• Airport transfers

Choosing a home within walking distance of everyday amenities can reduce your reliance on a car and lower your monthly expenses.

Healthcare Costs

Healthcare is an important consideration for anyone planning to live on the Costa Blanca permanently.

Depending on your residency status and circumstances, you may have access to Spain’s public healthcare system. Some international residents also choose private medical insurance for additional convenience, multilingual support or faster access to certain specialists.

The Costa Blanca South has a broad selection of:

• Public hospitals
• Private hospitals
• Health centres
• Medical clinics
• Dental practices
• Physiotherapists
• Pharmacies
• English-speaking healthcare professionals

Before relocating, obtain professional advice about your healthcare entitlement and any insurance requirements that apply to you.

Private healthcare costs will vary according to age, medical history, level of cover and provider.

Annual Property Ownership Costs

Buying a home involves ongoing costs as well as the initial purchase expenses.

Property owners may need to budget for:

• IBI local property tax
• Rubbish collection charges
• Community fees
• Home insurance
• Utilities
• Pool and garden maintenance
• General repairs
• Non-resident taxation, where applicable
• Tax and accounting support

Community fees apply to many apartments, townhouses and homes within managed developments. The amount will depend on the services and shared facilities provided.

A development with landscaped gardens, several swimming pools, lifts, security and communal leisure areas will generally have higher fees than a smaller community with basic facilities.

Always request details of the ongoing costs before committing to a property.

If you’d like further detail on the costings, or help preparing a budget, read our guide on Property Taxes Costa Blanca.

Coastal Living Versus Inland Living

Location can make a substantial difference to the Cost of Living on the Costa Blanca.

Coastal Areas

Coastal locations provide easy access to beaches, promenades, restaurants and tourist facilities. Properties close to the sea may also offer stronger holiday rental potential.

However, purchase prices, rents and dining costs can be higher in the most desirable beachfront locations.

Inland and Residential Areas

Living slightly inland can provide:

• More property for your budget
• Larger plots
• Quieter surroundings
• Lower purchase prices in some locations
• A more traditional Spanish atmosphere

Areas such as Ciudad Quesada, Benijófar, Algorfa and inland parts of Orihuela Costa remain close to the coast while offering a different pace of life.

The right choice depends on whether you value walkability to the beach, additional space, rental demand or a quieter residential environment. At Costa Blanca Sales we tend to think that finding the right area is just as important as finding the right home. Therefore each one of our knowledgable team are able to give you a detailed break down of every town and area, so you can make an informed decision as to whether it meets your lifestyle goals.

The Lifestyle-to-Cost Balance

Affordability is only one reason people relocate to the Costa Blanca.

The region offers a lifestyle that can be enjoyed without constant high spending. Beaches, parks, coastal paths, town squares and outdoor events provide year-round opportunities for affordable recreation.

Residents can enjoy:

• Walking and cycling
• Swimming
• Outdoor dining
• Local festivals
• Weekly markets
• Community groups
• Golf and padel
• Beach days
• Nature reserves
• Social clubs

The climate also allows people to spend more time outdoors throughout the year, which is particularly attractive to retirees, families and remote workers.

For many residents, the Costa Blanca isn’t simply cheaper than where they previously lived. It offers better value because everyday life includes more sunshine, outdoor activity and social interaction.

Why Affordability is Influencing the Property Market

The attractive lifestyle and comparatively manageable living costs have encouraged more people to consider the Costa Blanca for permanent relocation rather than occasional holidays.

This has contributed to growing demand for properties that support year-round living.

Buyers increasingly prioritise:

• Home offices
• Larger terraces
• Energy efficiency
• Storage
• Walkability to amenities
• Access to healthcare
• Outdoor living space
• Reliable internet
• Established international communities

Demand is particularly strong in areas offering a combination of services, transport connections and access to the coast.

Torrevieja, Ciudad Quesada, Guardamar del Segura and Orihuela Costa remain popular because they provide the infrastructure needed for both permanent residents and second-home owners.

New-Build Versus Resale Running Costs

Both new-build and resale properties can offer excellent value, but their ongoing costs may differ.

New-Build Properties

Modern new-build homes often provide:

• Improved energy efficiency
• Better insulation
• Modern windows and glazing
• Lower initial maintenance
• Contemporary heating and cooling systems
• Developer guarantees

These features may reduce running and repair costs, particularly during the first years of ownership.

Resale Properties

Resale homes may offer:

• Established locations
• Larger internal spaces
• Mature gardens
• Immediate availability
• More choice close to existing amenities
• Competitive purchase prices

However, buyers should consider whether the property requires renovations, new appliances, improved insulation or ongoing maintenance.

A cheaper purchase price doesn’t always mean lower long-term costs, so compare the complete financial picture before deciding.

Can Retirees Live Comfortably on the Costa Blanca?

The Costa Blanca is a popular retirement destination because it combines a warm climate, established international communities and access to everyday services.

Whether a fixed income will provide a comfortable lifestyle depends on:

• Housing costs
• Healthcare arrangements
• Exchange rates
• Transport requirements
• Personal spending habits
• Residency and taxation
• Existing financial commitments

Homeowners without a mortgage may find their monthly outgoings significantly lower than renters or buyers financing a property.

Before moving, prepare a realistic monthly budget and retain an emergency fund for repairs, healthcare, travel and unexpected expenses.

Can Remote Workers Live on the Costa Blanca?

The region is increasingly attractive to remote workers and self-employed professionals.

Many towns offer reliable fibre internet, coworking options and easy access to Alicante Airport. The cost-to-lifestyle balance can also be appealing to people whose employment isn’t tied to a specific location.

Remote workers often look for:

• A separate office or spare bedroom
• Fast internet
• Year-round amenities
• International transport connections
• Outdoor space
• A quiet residential setting
• Access to cafés and professional networks

Anyone planning to work from Spain should obtain professional advice regarding visas, residency, taxation and social security obligations.

How to Create a Realistic Costa Blanca Budget

Online comparisons can provide a useful starting point, but your budget should reflect your own circumstances.

Include:

1. Mortgage or rent
2. Property taxes and community fees
3. Electricity and water
4. Internet and mobile phones
5. Groceries
6. Healthcare or insurance
7. Transport
8. Eating out and leisure
9. Property maintenance
10. Travel to your home country
11. Tax and professional fees
12. Emergency savings

It can be useful to track your current monthly spending and compare each category with the lifestyle you expect to have in Spain.

Avoid basing a permanent move entirely on holiday spending. Living costs can be very different from the amount you spend during a short visit.

Common Cost-of-Living Mistakes

People moving to the Costa Blanca sometimes underestimate their expenses because they focus only on cheaper groceries or restaurant prices.

Common mistakes include:

• Ignoring community fees
• Underestimating air-conditioning costs
• Forgetting annual property taxes
• Assuming all healthcare will be free
• Overlooking car ownership costs
• Buying imported products regularly
• Failing to account for currency fluctuations
• Forgetting return travel expenses
• Choosing a property with high maintenance requirements
• Not keeping funds aside for emergencies

A realistic budget should include both predictable monthly costs and occasional annual expenses.

Is the Costa Blanca Still Good Value?

For many international buyers, the Costa Blanca continues to offer an attractive combination of property choice, climate, infrastructure and lifestyle.

However, affordability varies by location. Premium beachfront property, luxury villas and highly desirable new-build developments may command significantly higher prices than inland homes or established resale apartments.

The best value isn’t always the cheapest property. A well-located, energy-efficient home close to amenities may cost more initially but prove less expensive and more convenient to own over time.

Working with a knowledgeable local estate agent can help you compare properties based on total ownership costs, not simply the asking price.

Why Choose Costa Blanca Sales?

At Costa Blanca Sales, we specialise in helping international buyers find resale and new-build properties across the Costa Blanca South.

We help clients consider both the property and the lifestyle surrounding it, including:

• Location
• Access to amenities
• Community fees
• Property condition
• Energy efficiency
• Maintenance requirements
• Rental potential
• Long-term suitability

Whether you’re relocating permanently, retiring to Spain, buying a holiday home or investing in property, our local knowledge can help you make a confident and informed decision.

Final Thoughts

The Cost of Living on the Costa Blanca remains an important reason buyers consider this region for permanent living, retirement, remote working and property investment.

Although costs depend on your location, property and personal lifestyle, many residents find that the Costa Blanca provides an excellent balance between everyday affordability and quality of life.

The key is to plan carefully, understand the full cost of owning a home and choose an area that suits both your budget and long-term goals.

With the right property and realistic financial planning, the Costa Blanca can offer a rewarding Mediterranean lifestyle throughout the year.

If you are looking to purchase a property here, our guide on Expert Tips for Buying on the Costa Blanca‘ is a great place to start in order to learn more about the buying process, and how you should prepare.

Frequently Asked Questions About the Cost of Living on the Costa Blanca

Is the Cost of Living on the Costa Blanca lower than in the UK?

Many residents find that groceries, eating out, public transport and some local services offer better value than in the UK. However, the overall difference depends on housing, exchange rates, healthcare, travel and personal spending habits.

Is the Costa Blanca affordable for retirees?

It can be. The region is popular with retirees because of its climate, amenities and range of properties. Creating a detailed budget based on your pension, healthcare arrangements and housing costs is essential before relocating.

Can I live comfortably on a fixed income?

Many people do, particularly those who own their property without a mortgage. Your comfort level will depend on the size of your income, household costs, location and lifestyle.

Are coastal areas more expensive than inland locations?

Generally, properties close to beaches, marinas and major tourist attractions command higher purchase prices and rents. Moving slightly inland can often provide more space and better property value.

Are new-build properties cheaper to run?

Modern new-build homes are often more energy-efficient and require less immediate maintenance. However, buyers should also consider community fees, purchase taxes and the property’s overall price.

What annual costs come with owning property on the Costa Blanca?

Typical costs may include IBI local property tax, rubbish collection charges, community fees, insurance, utilities, maintenance and any applicable resident or non-resident taxes.

Do I need private healthcare insurance?

This depends on your residency status, nationality and eligibility for Spain’s public healthcare system. Some residents use private cover for additional convenience or to meet residency requirements. Professional advice should be obtained before moving.

Can Costa Blanca Sales help me find an affordable property?

Yes. Costa Blanca Sales can help you compare resale and new-build properties across the Costa Blanca South, taking into account your purchase budget, preferred location, ongoing costs and long-term lifestyle plans.

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